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You only need Auto Insurance if you have a vehicle. Additionally, if you primarly rent vehicles, you should purchase a "non-owned" policy, or be sure you purchase the insurance that the rental company provides.

AnswerAbout the only time that you have to have auto insurance without owning a car is if you are required the have an SR-22 in order to maintain a valid driver's license. In the case where you don't own a car but yet need to have a driver's license and are required to have the SR-22 then you would be buying a non-owners insurance policy. AnswerYou only need insurance if you plan to operate a car (yours or anyone else's). If you don't plan to drive at all, some states offer a state ID card which is cheaper than paying for a driver's license. AnswerUsually it's the CAR that's insured, not the driver. Anyone who licenses a car in just about any state is required to have a liability policy that will cover any driver. But if you're planning to do a lot of driving of borrowed cars it might be a good idea to get insurance. Many vehicles only have liability insurance. If you want to be protected in case you damage a borrowed vehicle you might want to talk to an insurance agent to see what it will take.

It all depends on what YOU want to do.

If you're talking about insurance for rental cars, most states require that the rental car company carry liability insurance. You can get a premier credit card that carries rental car comprehensive/collision for you at no additional cost when you charge the auto rental to the card.

AnswerNo. Insurance is for people who drive. Even if you have a car, you don't have to insure it unless you drive it. AnswerNo. The insurance is on the car, in order to provide money A) to you if you damage the car and don't have the pocket money to repair it, B) for the lien company, should the car become destroyed while you owe on it, C) to others, when your car damages their property (other cars, buildings, traffic signs, sidewalks, grass, fire hydrants... you get the picure) AnswerNot if you live in the US. Everything is relevant to the state laws where you live. In MA for instance, if you are going to drive your parents car you (or they) will have to pay extra premiums for your inexperience even tho you are only an occasional operator. If you live with them, have a lic and will not drive the car, they must sign you off as an exluded driver. If you say live by yourself in Boston, and have no car, no,,,you do not need insurance. YOu can drive a friends car and will be covered on his unless you are making a habit of it. If you rent a car, you must buy their coverage! 4lifeguild.com
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โˆ™ 2011-09-12 21:50:23
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Q: If you dont own a car do you have to pay insurance?
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What if you rear end someone and you dont have driver license and car insurance will their car insurance pay for her car and your car?

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You have insurance but they dont want to pay for the wreck and damage to the other car to get fixed so do you pay for it out of your pocket?

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When in a car accident that is not your fault dose the other Insurance company pay for the car rental Insurance?

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Will your insurance cover your car if you were at fault?

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If you were involved in a car wreck and it was not your fault and you did not rent a car because you own another car does the insurance company have to pay you for time lost on the wrecked car?

Depends, you have to ask your insurance company


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When you are in an auto accident with no insurance will the other persons insurance pay for their cars damages?

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What if I hit my own car with my other car that is insured by the same carrier?

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Can you get the money instead of car repairs in an insurance claim?

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