If you dont own a car do you have to pay insurance?

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You only need Auto Insurance if you have a vehicle. Additionally, if you primarly rent vehicles, you should purchase a "non-owned" policy, or be sure you purchase the insurance that the rental company provides.  About the only time that you have to have auto insurance without owning a car is if you are required the have an SR-22 in order to maintain a valid driver's license. In the case where you don't own a car but yet need to have a driver's license and are required to have the SR-22 then you would be buying a non-owners insurance policy.  You only need insurance if you plan to operate a car (yours or anyone else's). If you don't plan to drive at all, some states offer a state ID card which is cheaper than paying for a driver's license.  Usually it's the CAR that's insured, not the driver. Anyone who licenses a car in just about any state is required to have a liability policy that will cover any driver. But if you're planning to do a lot of driving of borrowed cars it might be a good idea to get insurance. Many vehicles only have liability insurance. If you want to be protected in case you damage a borrowed vehicle you might want to talk to an insurance agent to see what it will take.
It all depends on what YOU want to do.
If you're talking about insurance for rental cars, most states require that the rental car company carry liability insurance. You can get a premier credit card that carries rental car comprehensive/collision for you at no additional cost when you charge the auto rental to the card.  No. Insurance is for people who drive. Even if you have a car, you don't have to insure it unless you drive it.  No. The insurance is on the car, in order to provide money A) to you if you damage the car and don't have the pocket money to repair it, B) for the lien company, should the car become destroyed while you owe on it, C) to others, when your car damages their property (other cars, buildings, traffic signs, sidewalks, grass, fire hydrants... you get the picure)  Not if you live in the US. Everything is relevant to the state laws where you live. In MA for instance, if you are going to drive your parents car you (or they) will have to pay extra premiums for your inexperience even tho you are only an occasional operator. If you live with them, have a lic and will not drive the car, they must sign you off as an exluded driver. If you say live by yourself in Boston, and have no car, no,,,you do not need insurance. YOu can drive a friends car and will be covered on his unless you are making a habit of it. If you rent a car, you must buy their coverage! 4lifeguild.com
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What if a car is owned by a person and they have an accident not yet reported but the insurance is in your name but you no longer want to be in that relationship or have to pay that insurance?

Answer . \nSend a letter to the company stating the facts - let them know that you will not be responsible for any premiums, and if you live seperate, tell them that too. They may want proof of new insurance you have obtained. As for not reporting a claim, you should disclose that to the insura ( Full Answer )

Can your car get repossessed for not paying your insurance?

Answer . IF your loan contract specifies that you must maintain insurance covering the vehicle, the answer is YES.. Answer . Just an echo of the previous answer, most major lenders require that the vehicle maintain full coverage insurance. It states in your finance agreement that the vehicle ( Full Answer )

How do you insure a car that you do not own?

Answer . \nMost insurance companies require that you have an insurable interest in order to be able to insure something such as a car.\n. \nSome companies require that your name appear on the title or registration in order to be able to purchase an auto policy in your name.

What if you don't own the car you are insuring?

Then you are running the risk of having elevated insurance premiums, should you ever own your own vehicle and attempt to insure it, and this vehicle/policy has a bad/rough insurance record.

If I own a car can I not be insured on it?

Answer . yes but you need to have a amount of money set aside for " financial resposibility". this money most be kept where its only available for coverage of injuries and damages in case you are involved in an accident. the amount may very from state to state.

Can you get your own car insurance at 16?

Yes you sure can, if you have an adult that can sign the contract with you. You have to be 18 to sign a contract. If you are old enough to drive you are old enough to buy car insurance. Keep in mind at your age it's going to cost you more. Insurance companies associate increased liabilities for youn ( Full Answer )

What if you don't pay your car insurance?

First, your policy will be cancelled. Then, depending on what state you live in, the insurance company reports the cancellation to your Motor Vehicles department. Depending on how efficient they are, either your drivers license or car registration (or both) can be revoked. In some states, law enforc ( Full Answer )

Does your insurance company pay for your car?

If you carry full collision and replacement of your vehicle, depending on your insurance company, they will pay the blue book value of the car if it is totaled. That is why it is important not to ever owe more than the car is worth, which is referred to as "being upsidedown."

What happens when you do not pay car insurance?

Legal issues such as a minumum of $500 fine. That only goes up if your caught more than once. Possible suspension of driving. Also if your in an accident and it was your fault well that cost is out of your pocket rather than the insurance company.

Can you get car insurance for a car you do not own?

Yes. ... and no... the person that owns the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get experience for having insurance. the owner of the car doesnt even have to be a driver. But because she/he owns the vehicle they have an insurance inter ( Full Answer )

Do I have to have insurance if I don't own a car?

Sometimes. Normally you would not need auto insurance if you do not own a vehicle. In some cases a person is required to have insurance in order to keep their drivers license due to past violations of driving without insurance or such. In this case you can purchase what is called a non-owner auto po ( Full Answer )

Can you get car insurance if you dont own the car?

you need to have a car registered. so that a car insurance can sell you something. the report involves ; car name ,licence plate, car tittle , your license, everithing has to be under your name . and you have to be at least 18 years or older to aply.

Can you be sued after car insurance pays?

Yes, if the person that you hit feels that there was not enough payout. Or there injuries where life treating or there injuries are keeping them from ever returning to work or live a normal life.

Can you pay your car insurance online?

Yes. I paid my car insurance on line. It depends on what type of insurance you're referring to. Health, auto, home, life? If you have health insurance, it is most likely through your work, and in most cases, they take care of the payment. Most auto, home, and life insurance companies have a website ( Full Answer )

When can you stop paying car insurance and why?

You can stop paying car insurance when a) you no longer drive or b) you no longer own a car. You should always have car insurance if you're an active driver because you never know what could happen on the road. Insurance will handle most of your paperwork and deal with repairs, rentals, towing, etc. ( Full Answer )

What if you rear end someone and you dont have driver license and car insurance will their car insurance pay for her car and your car?

If it was your fault it's your responsibility to pay. If you haven't got insurance it'll be out of your own pocket. Added; Based on the fact that 99 9/10% of rear end collisions are the fault of the following vehicle - - the other party's insurance company will pay to repair her vehicle but will ( Full Answer )

Who do pay your car insurance deductible to?

Your deductible only gets paid in the event of a claim. For example, you tap a light pole in the mall parking lot. The pole is ok but your car is damaged. If you have comprehensive coverage on your car, your insurance company will pay a claim to have it repaired. So, you get a body shop who says it ( Full Answer )

How often do you pay your car insurance?

When applying for auto insurance, the applicant is usually given options as to the frequency of payment of premiums. It can be monthly, quarterly, semiannually, or annually. Frequently, somewhat of a discount is offered for the longer payment durations, as the insurer incurs lower internal costs, su ( Full Answer )

Can you insure a car that you don't own?

No. You cannot insure a vehicle that you do not own. The exception would be in a family situation where two spouses own two vehicles and insure them on one policy.

How old do you have to be to have your own car insurance?

If you are old enough to legally drive then you are old enough to buy your own Auto Insurance. However due to the limitations of a minors obligations under contract law most companies will not sell you a policy as a minor. Some will sell you a policy but only if your parent or other legal guardian ( Full Answer )

What kind of insurance pays to fix damages that you cause but does not cover your own car?

If you were driving someone else's car with their knowledge and consent, and were named as an additional insured or otherwise covered under the policy, that liability coverage is likely to pay. If you neither had permission nor were an additional insured (by being named on the policy or because of a ( Full Answer )

When insurance pays for a stolen rental car and the car was found who now owns the car?

All salvage rights would belong to the Insurance Company because they have already bought and paid for the car. It would now belong to the Insurance Company. If the Rental Car company tried to keep the vehicle without first negotiating a purchase or buy back from the Insurance company it would be ( Full Answer )

Why do you have to pay insurance when purchasing a car?

There are a number of reasons, two of which include: 1. The financial responsibility law of every state requires liability auto insurance as a condition of registration. This ensures that the owner has some minimum level of insurance that will answer to an innocent party if the insured vehicle's dr ( Full Answer )

When you get a car on disability do they pay your insurance?

It is unclear what you are asking, but I will do my best. If you are asking whether you can buy a car with your disability payments (from a private insurer, Social Security Disability, or otherwise), yes. Keep in mind, though that that may leave you short for other needs, but it is business decis ( Full Answer )

Can you register and insure a car that you do not own?

You CAN register a car owned by someone else in some states, but doing so can lead to many problems if the driver gets into trouble and you are registered to the car. Insuring a car you do not own can also lead to problems but many more people do it. (e.g., if your dad is lending you his car and ( Full Answer )

Do you need insurance to own a car?

Yes. The insured name on any policy needs to be the owner of the vehicle. This is not to say that the owner has to have a license and drive. If the owner is licensed they will have the be listed as a driver as will any other household members and any regular drivers. You cannot insure something you ( Full Answer )

How much they have to pay in car insurance?

Depends on value of the car, where it is located, driver's age, experience, driving record, and in some cases, grades in school for a student. Too many variables to give a single answer. It could be $50 or $500 a month.

Do you pay car insurance when you are in the army?

If the car will be driven while one is in the army, liability insurance should be maintained on the owner and on the person/people who will be driving it. This insurance is protection against claims by third parties based upon negligence by the driver. Many states hold the owner vicariously liable f ( Full Answer )

Can you insure a person and their car on your own insurance?

No. Unless they are your legal, current spouse you cannot do it for any reason. If you do and have a claim, the insurance company cannot pay you because it's not your car and they can't pay the other person, because they do not have a contract with them. No one gets paid and no refunds are issued be ( Full Answer )

Does insurance pay for your car if it burns you?

Kind of an odd question. If you get burned from something on your car, that isn't caused by a mechanical fire , I doubt if your insurance company would pay you anything. Their liability is for accidents and damages done to other cars in traffic accidents. You need to provide more info for a better a ( Full Answer )

What type of insurance pays to fix damages that you cause but does not cover your own car?

It is called "Third Party Insurance Cover" and in most countries itis a legal REQUIREMENT to have this cover on ALL cars being drivenon public roiads. It is normally sold to you as "Third Party, Fire and Theft" andcovers for those 3 eventualities. The insurance that covers injury to YOU and YOUR c ( Full Answer )