If you drive a friend's car alone and do not have insurance are you breaking the law if the friend has insurance and you have a license?
Unless the policy has a clause that says it is only insured for listed drivers, the insurance follows the car. If it is listed on your friend's policy, it is covered whenever a licensed driver is behind the wheel. This is assuming that you are only borrowing the car temporarily. If you are using it long-term your friend should have you listed as the primary driver on his policy.
What would happen if a friend lets you borrow his insured car and you get into an accident but you do not own a car or have insurance?
There should be no question for your insurance. Your friends insurance will be affected, not yours. unless there was something wrong with the vehicle( ie. suspension or bad registration) any moving violations are specific to the license holder, not the auto. Hope this helps you feel a little better about the situation.
Your friend was caught without car insurance and had his license suspended but is unable to pay insurance or fines and will lose his job without a car Is there anything he can do?
What will happen to me if my friend borrows my car and they don't have a license or any insurance and get pulled over by the police?
Your Friend Will get multiple traffic tickets for driving without insurance and without a drivers license. If your friend has an at fault accident. The other party or his insurer can sue both you and your friend for any and all damages incurred. They can sue your friend because he was the driver and they can sue you because you are the owner of the vehicle who allowed him to drive your vehicle. .
What happens if you don't have insurance and you get into a car accident driving your friends car she has insurance?
A friend of mine loaned his car to a friend of his, who was visiting from Europe. Well, his friend drove the car off a cliff and completely wrecked it, along with being charged with a dui. His friend ended up skipping town and going back home. Fortunately, the insurance company covered the vehicle. Still, you should read over your policy just to be sure. To my knowledge, most insurance companies cover the car, regardless…
Your car was totaled in a cardeer accident the insurance was in a friends name and a check was mailed by the insurance whos check is it mine or his?
Legally, its the friends because the insurance was in the friends name. Insurance checks are meant to be used on repairs to the vehicle or toward the purchase of a new vehicle. So you could try to force the friend to use the check toward the vehicle by taking them to court. Or you can start paying for your own insurance and not have to worry about the loyalty of your friends.
Your son was driving his friends car with permission and got into an accident - does he have to pay top fix the car himself or does insurance cover this.?
If a friend drove your vehicle when there was no insurance and was involved in an accident who is liable for the cost to replace the car?
There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance.
Will the owner's auto insurance increase if his friend with an international drivers license gets a speeding ticket while driving the car but doesn't pay it in Minnesota?
Often out of state tickets will not show up on your license if you just pay them. Failing to pay a ticket brings it to the attention of the state, and it gets put into the state drivers license database. Once that happens, the insurance companies get a copy of it and it affects your insurance rates.
Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay for damages you cause to the other party, not damage to the vehicle you were driving.
No. Unless they are members of the same immediate family who live in the same household. Anything else is against the terms of your policy which is a legally binding contract. Be very careful with this. If you insure a friends car on your auto policy and they have an accident, your insurance company cannot pay you for the damages because you don't own the vehicle, and they can't pay your friend because they don't…
What can you do if you are hit by another driver and got their license number and the police charged them but their insurance will not pay because the owner says a friend was driving the vehicle?
What should I do if the boy you love is dating the girl that is like your best friend and he likes you back?
If you love your friend. Be true to her and do nothing more than just be friends with her bf. Breaking your friends heart for your feeling that may or may not exist is not worth it.. Also, if yoour friends boyfriend llikes you while he is still dating your friend, there is no promise that he wont like some1 else when he is dating yoou. Be true to your friend. :)
If you are driving a friends car and are stopped by the police and your friend has no insurance who gets the ticket?
You get the ticket and your friend may lose the car. Driving in an uninsured car has serious and expensive consequences. You will receive a traffic violation. Your license can be suspended. The police can tow and impound the vehicle. The vehicle can't be released until proof of insurance is procured. The impound fees add up quickly and the tow company can send your car to auction if the fees are not paid within the…
Whose insurance covers you if you drive a friend's car but only have a learners permit and your parents have the same insurance company?
I hope you're asking this before you need to know, not after.In most cases the insurance is on the car, not the driver, so it would be the car owner's insurance. Generally, the insurance will cover someone driving with the owner's permission, but there could be an exclusion for someone with a learner's permit. You and your friend should know before you drive the car. If we have a driver's license and covered under an…
Whatever your friend does in that car whether it be DUI or an accident you are responsible for all damages and expenses not to mention your insurance may not cover anything at all and will more than likely drop your insurance or move to high risk class. If a driver gets stopped by police and found out without license, you are NOT responsible...you are only responsible if you give them permission to drive your car.
If a friend is driving your Car with no Insurance or License and get in an accident what the worst that can happen?
Yes, If your are driving your friends vehicle then they are required to schedule you for coverage, otherwise you would be an uninsured driver. If you are asking can your friend add you and your vehicle then that would depend on what your friends financial interest is in your vehicle. If your friend has no insurable interest in your vehicle then it would be unlawful for them to add it to their policy. But they…
What happens if you let a person drive your car and they get in an accident then you find out they didn't have a licenses?
Can you safely give your car having comprehensive and collision coverage to your friend who has a drivers license but no insurance?
If you're asking if your friend can simply borrow your car occasionally, and you carry full coverage and liability on the car, then yes, you should be okay. Car insurance follows the vehicle, so even if your friend has his own coverage and had an accident while driving your car, your insurance would still be primary. If, however, you're talking about allowing your friend to drive the car all the time, on a daily and/or…
In what circumstances does your auto insurance cover you and the car if you are driving a friends car?
Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?
If somebody drive your car with out licence and is illegal in this country and hit a person whos responsible?
The person who is responsible is the person who was driving. That person has broken the immigration laws and the traffic laws. You must also think of the person who was hit, your friend will have no insurance to help the person who they injured. You also have broken the law, If you know someone is breaking the law (e.g. an illegal immigrant) then you should report this. If you allowed this person to drive…
Can you be charged with No Registration and no proof of insurance if youre not 18 I was also charged with no license and curfew viol and the car also didnt belong to me it was a friends?
Yes to all of the above. As far as not having a license and the curfew violation - if you are gulty of them you really have no excuse. As far as the no reg card and insurance proof - even if the vehicle you are driving belongs to someone else, THE DRIVER is required to be able to produce ALL those things when asked. Next time be sure to ask your friend if all…
If you have just gotten your license how long before you can legally drive with a friend in the car?
What if you get permission to drive your friends car and you crash it what will happen if she i don't want my insurance to cover it what will happen?
After receipt of your insurance license you must also work directly for an insurance company as a direct writer or go to work for an independent insurance agent. Either of these will supply you with access to insurance products to sell and most importantly training about the products that you will be able to sell. Knowledge is your most important friend. A client that gets the impression that you are not aware of your products…
How do you get ins with invalid license to get car out of pound when the car was not suppose to have been driven?
Do you mean you have an invalid car tag or do not have a valid drivers license? If you have a valid car tag and have a friend or relative with a valid driver's license and valid insurance, you can get that person to drive your car for you after you pay all the fees. That person does not have to be insured to drive your car. If you do not have a valid car…