Unless the policy has a clause that says it is only insured for listed drivers, the insurance follows the car. If it is listed on your friend's policy, it is covered whenever a licensed driver is behind the wheel. This is assuming that you are only borrowing the car temporarily. If you are using it long-term your friend should have you listed as the primary driver on his policy.
no just your friend dose
I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.
They're breaking up with you.
i would recomend that you contact pro metrics and request the Hannah Montana insurance producers license exam materials. good luck with that. i am glad i could help a friend in need.
If he has to have a car to keep his job, but can't get his license reinstated or pay for the insurance, then he won't be able to keep his job.
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
Your Friend Will get multiple traffic tickets for driving without insurance and without a drivers license. If your friend has an at fault accident. The other party or his insurer can sue both you and your friend for any and all damages incurred. They can sue your friend because he was the driver and they can sue you because you are the owner of the vehicle who allowed him to drive your vehicle. .
There should be no question for your insurance. Your friends insurance will be affected, not yours. unless there was something wrong with the vehicle( ie. suspension or bad registration) any moving violations are specific to the license holder, not the auto. Hope this helps you feel a little better about the situation.
the owner of the car as in you not your friends sorry
Only if the friend gets into an "at fault" accident.
Legally, its the friends because the insurance was in the friends name. Insurance checks are meant to be used on repairs to the vehicle or toward the purchase of a new vehicle. So you could try to force the friend to use the check toward the vehicle by taking them to court. Or you can start paying for your own insurance and not have to worry about the loyalty of your friends.
There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance.
A friend of mine loaned his car to a friend of his, who was visiting from Europe. Well, his friend drove the car off a cliff and completely wrecked it, along with being charged with a dui. His friend ended up skipping town and going back home. Fortunately, the insurance company covered the vehicle. Still, you should read over your policy just to be sure. To my knowledge, most insurance companies cover the car, regardless who drives it. But again, look over your policy so you know for sure. Or, contact your insurance broker and they can tell you. Hope this helps.
That depends on the insurance that you and the friend have. Your insurance may cover your son in any vehicle. Same as with the friends insurance covering any driver. You just have to call and ask.
you are friends with another friend on another friends profile, mutual friends mean you are friends with another friend!-_-
I don't see why not. Let friends be friends. I let my friends be friends with my enemies.
The meaning of the term "a friend of a friend" is a person who is friends with one of your friends. e.g. Bob and Mary are friends. Mary and Fred are friends. Bob and Fred are not friends. To Bob, Fred would be a friend of a friend, because they are both friends with Mary.
Often out of state tickets will not show up on your license if you just pay them. Failing to pay a ticket brings it to the attention of the state, and it gets put into the state drivers license database. Once that happens, the insurance companies get a copy of it and it affects your insurance rates.
Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay for damages you cause to the other party, not damage to the vehicle you were driving.
It shouldn't matter who was driving. The insurance company is responsible for the VEHICLE not the driver.
Yes. If you caused damage to somebody's property you are responsible. The definition of insurance is a transfer of risk. If your friend had insurance on the car then the risk would have been transferred from you to the insurance company, but would still make you at fault.
If you love your friend. Be true to her and do nothing more than just be friends with her bf. Breaking your friends heart for your feeling that may or may not exist is not worth it.. Also, if yoour friends boyfriend llikes you while he is still dating your friend, there is no promise that he wont like some1 else when he is dating yoou. Be true to your friend. :)
Friends are friends. But friends have different qualities, you know which friend to turn to at what point.
Maybe it is best to not even tell them because if your friends friend tells your friend then your friend won't want to be friends with you or maybe you could at least TRY to be friends with your friends friend. Or, tell your friend and hopefully he/she will do something. Avoid talking to your friend's friend until you decide you want to be their friend, too. 4-12-11
Yes my best friend broke my brand new phone ... we aren't exatly friends any more...