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Answered 2015-07-15 19:46:38

Unless the policy has a clause that says it is only insured for listed drivers, the insurance follows the car. If it is listed on your friend's policy, it is covered whenever a licensed driver is behind the wheel. This is assuming that you are only borrowing the car temporarily. If you are using it long-term your friend should have you listed as the primary driver on his policy.

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What would happen if a friend lets you borrow his insured car and you get into an accident but you do not own a car or have insurance?

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What insurance license is needed to sell business liability insurance in Montana?

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What will happen to me if my friend borrows my car and they don't have a license or any insurance and get pulled over by the police?

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