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No, the deductible is per occurence. Think twice about dents however. If a dent costs $600 to fix and you got a $500 dedictible, do yourself a favor and pay the extra 100 and save yourself a claim and possible insurance increase.

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โˆ™ 2007-02-10 11:40:41
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Q: If you file a claim to fix 2 different dents that happened in 2 different accidents will you have to pay the deductible once?
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Related questions

If you have an accident before the deductible is lowered but the claim is not filed until after which deductible applies?

The deductible at the time of the accident not the time of claim.

Which type of deductible requires a new deductible for each separate claim?

Straight Deductible

If my insurance company deducts my deductible from a homeowners claim do i still pay the deductible?

Yes. The insurance company will pay their portion of the claim which does not include the deductible because that is your portion .

Does a deductible have to be paid each time you file a claim under homeowners insurance?

The deductible applies to every individual claim.

Is your deductible waived on a comprehensive claim?

What? Why would it be? The comprehensive deductible is your retained limit of an occurance so unless you have a policy with a diminishing deductible or some other policy benefit that would waive a deductible it applies to each and every claim.

What can you do if you do not have the money for the deductible for your home owners insurance claim?

You can either borrow money or what to get the repairs done until you have your deductible.

What is excess and deductible?

Insurers provide a deductible in a motor insurance so that from every claim this amount is deducted irrespective of the claim quantum. In some policies this is a compulsory deductible depending on the type of car. In some cases a deductible is imposed because of adverse claim experience. In some case the insured is given an option of providing for a deductible. These deductibles are also known as excess - compulsory excess, imposed excess or voluntary excess.

If you are not at fault and the police report and witnesses prove this do you still pay your deductible?

You do not have to pay the deductible if the other person's insurance is paying the claim. If you put the claim through your insurance, and do not have uninsured, underinsured motorist protection then you will have to pay the deductible regardless of who's at fault.

What term describes the amount you pay on each insurance claim you have?


Are fees paid for a loan modification tax deductible?

no you have to claim it as income

Do you have to pay a deductible if a roof of a building falls on your car?

Yes, any time there is a claim which the insurance co will be covering, a deductible is paid.

Can you claim summer camp fees on your taxes?

No. Summer camp is considered entertainment and is therefore not deductible just as movie tickets are not deductible.

Does a homeowner have to pay a deductible on a liability claim brought against them for injuries on their premises?

No. The deductible only applies to them fixing their own house.

When is auto deductible waived on a collision claim?

When you file a claim against your own company you must pay the deductible. Your company may pay you back the deductible only in cases where they go after someone else who was responsible for the damage and your company manages to collect for that damage. Some (not all) companies may also waive the deductible if the insured made no claim in the past 1 or 2 years, for example.

Who is paid Part b deductible payment?

AnswerWhichever doctor submitted the claim.

What is the claim amount for wind damage of 835. the insured has a 500 deductible?


If your garmin gps system is stolen can you file an insurance claim?

Of course but if your deductible is higher than the value of the claim then there is no reason to.

Who pays the deductible if it's not an accident?

If the occurrence is not a traffic accident then it will most likely be a comprehensive claim and therefore if you have comprehensive coverage then you will pay your comprehensive deductible. The comp deductible is usually the lower of the two deductibles.

How many times do you have to pay homeowners deductible in a year?

You pay a deductible only when you file a claim to collect on your insurance policy. Like if your home catches fire and you file a claim to collect the money to repair or replace the home, you pay the $500 deductible or whatever your deductible is. If you have more than one claim in a year, you probably will pay deductibles for each occurrence and also depending on the insurance company, you will probably be dropped from coverage--most companies will not tolerate multiple claims.

Is kumon tax deductible?

No, Kumon is not tax deductible. They say on their website that parents cannot claim their programs on their taxes since they are not considered a dependent or child care expense.

How does your deductible work in home insurance?

The amount of a policy deductible on a homeowners insurance policy is chosen by the policyholder. Your policy deductible is the amount you are responsible for paying before the insurance company will payout for a claim. If you experience a loss to your dwelling or your personal property, your homeowners insurance policy deductible applies. The deductible does not apply to other coverages on the policy. If you experience a loss under your deductible, you will not be eligible for a payout. If your loss exceeds your deductible, your deductible will be deducted from your claims payout check.

Can a person who moves to a state claim a free hearing aid received from a different state welfare system on their homeowners insurance?

It depends on what happened to the hearing aid. Homeowners insurance typically covers loss from such things as Fire, Wind, Hail, theft, etc. So it just depends on what happened to the hearing aid. Oh, and subject to your deductible.

Should you pay a high or low property deductible for home insurance?

Depends on your financial situation. If you have plenty of money saved to pay a high deductible, you can get a higher deductible and have lower premiums. If you usually do not have a lot of money in savings, a lower deductible would be better so you would be able to come up with the deductible if a claim has to be filed.

How Your Deductible Can Reduce the Cost of Car Insurance Idaho?

When most drivers in Idaho think about their auto insurance deductible, they think about it as an expense they pay when they file a claim on their policy. This is, after all, the amount of money that all drivers must pay each time they file a claim on their car insurance Idaho. However, it is possible to save money by making a simple change to your deductible.How Your Deductible WorksThe deductible is the portion of money a driver pays out-of-pocket when he or she files a claim. It is common for drivers in the state of Idaho to have a $500 deductible. A $500 deductible is a mid-range deductible that is affordable for many drivers to pay out of pocket if they need to file a claim. Few people enjoy paying the deductible, but this is an affordable amount that generally won't create a lot of hardship. Some people, however, have opted to have an even lower deductible. It is possible to have a $250 deductible. However, the lower a deductible is, the higher the premium is.Putting Deductible Savings to WorkMany drivers do not consider raising the deductible to $750 or $1,000. This is a much larger sum of money for most people, and it would make filing a claim when necessary a more financially challenging prospect for some. However, depending on your specific insurance rates and insurance company, adjusting a deductible from $500 to $1,000 may save you up to 25 percent or more on the cost of your auto insurance premium. Consider putting the money saved by adjusting your deductible into a savings account for a few months until you have the full amount of the deductible saved. After you have the full amount of the deductible saved, you can then simply enjoy the benefits of paying less money on your car insurance rates.Increasing a deductible to a higher amount can be a scary prospect for some, and this especially true for those who live on a tight budget. However, with the savings you enjoy by increasing the deductible, you can soon save up the full amount of the deductible in a savings account. When a claim is filed after this point, you can simply withdraw the cash you need from your savings account. The fact is that many people go for years without filing a claim, and during this time, you could be saving money on your auto insurance rates. Consider getting a rate quote for a higher deductible today.

In this scenario what would happen if Rebecca chose to lower her deductible after completing her current claim?

It would not affect her current claim but lowering of her deductible would then affect any future claims. Of course the premium would be slightly higher in exchange for the lower deductible. The company will also want to examine the vehicle to make sure repairs are done from the previous accident before lowering the deductible.