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If you get a no seat belt ticket in NY State does it raise your auto insurance?

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Answered 2015-07-16 18:21:01

I received a speeding ticket that I talked the trooper down to writing me for a seatbelt violation. My insurance did not go up as a result of this ticket. (I live in New York).

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It really depends on your policy and your state. In the state of KS for example, your insurance would be raised 5% for the first offense. I hope that helps.


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You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket


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Yes. You have to conform to the traffic laws of the state you are driving in, even if you are from another state. If you're from Georgia (which requires auto insurance by law) and got pulled over in Tennessee for not having insurance, you have to pay for that ticket in Tennessee. The only states that don't require auto insurance are New Hampshire and Wisconsin. All other states have a requirement. However if you live in New Hampshire, as an example, and drive into Massachusetts, and an officer asks to see license, registration and proof of insurance, and you are not covered, you will get a ticket for driving without insurance in the state of Massachusetts.


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NONE it is against their policies and state policies!! Try to make friends with someone who sells auto insurance that is your best bet.


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the owner of the vehicle is responsible for the ticket. he/she/they are legally required to at least have the minimum liability coverage your state requires.


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It doesn't cost anymore, It's the ticket or violation that caused you to need the sr22 filing that will be costing you more on your auto insurance, not the sr22 certificate. So it really just depends on why you need the SR22 and with which company you are currently carrying your auto insurance policy. The sr22 does not effect your rate at all, but the violation that caused the state to order you get the sr22 may effect your rate substantially.


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