In my experience, if someone drives my car and get in an accident, I think he or her insurance has to pay for the damage of the other party and mine pays for the damage of my car. However, her insurance should go up, but not mine because I am not the one who drive at the time the accident occurs.
Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.
If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.
yes. it goes on your record and insurance companys look at you record from time to time
it might not affect you current policy but after renewal the points you received in that accident with Hurt you.
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
If she was driving your car, notify your agent. If it was her mom's car, then her insurance is responsible, and, of course, if your daughter was driving her own vehicle, she would have her own insurance.
If you have full covered insurance YES. Otherwise it will only cover the other person. DUI accident its just like a regular accident, with the difference that you will go to jail.
Not in the UK. It is probably the same elsewhere in the world Home insurance will cover your legal liability, but not while driving a auto. Hence auto insurance. the best u can get out of ur home insurance is maybe ur contents in an auto accident.
While your insurance company only cares who pays the insurance policy, the DMV doesn't care who owns the car. The driver who causes the accident will have it show up on his/her driving record (if there was a ticket issued).
NO! Buy your own insurance! Or get him to!
Boy does it ever. You should be sitting down when you get the letter from your insurance company. Sorry!