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Tell them you want a VERIFICATION of the debt. Use one of their prepaid envelopes to send them the demand. LOL There should be a judgment against you for some amount somewhere in the deal. Check the date of judgment.

If it has been seven years, and they haven't initiated legal proceedings than it is a stale claim. Demand it be removed from your credit file and demand that they stop contacting you. Let them file suit. The suit will be thrown out of court for untimely filing of the claim. Good Luck.

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โˆ™ 2015-07-16 18:03:26
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Q: If you had your car repossessed in 1997 how long can the bill collectors keep contacting me?
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