It depends on the type of insurance coverage. If it was Liability insurance only, and she caused the wreck, then it is not covered. If it was Collision coverage, and she caused the wreck, then it would be covered. If she didn't cause the wreck, I'd check with the insurance company of the person who did cause it.
yes it will
As long as she has your permission, she can drive the vehicle and she will be covered. If she drives it more than a few times, you should add her to the policy.
It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.
Depends on what state you're in.
Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.
Yes you are covered on a family members car insurance if you are driving a vehicle owned and insured by them.....
Only if he doesn't drive it.
Sue him if he hit your car and cant cover it. That is his fault for hitting you.
This would require more information to answer.
has this car been wrecked before
has this car ever been wrecked
If everyone was legal, yes, a collision should be covered by the insurance company.