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If you have a large credit card debt and are going to refinance your home to cover it is it better to negotiate a discounted payoff for each card or just pay the balance or another way not mentioned?

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2005-10-12 04:39:32
2005-10-12 04:39:32

I would try to negotiate first, the worst that would happen is they would say no and you would pay the whole thing. But at least that way if they say yes then you've saved some money that could be put to better use.

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