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2015-07-15 19:12:21
2015-07-15 19:12:21

As long as the other carrier has accepted liability, they will owe for your damages whether you have insurance or not.

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Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.


That's the first place I would go is to the police officer who wrote the report. Let them know the insurance lapsed and ask them to check on a current insurance. If the policy they gave the office is not valid I would pretty much guarantee that they don't have insurance. You can call the owner of the vehicle from the report as well. Most likely you will have to turn it over to your insurance company if you have uninsured motorists coverage. Your company will pay the claim and go after the other party. They will do the legwork and pay all legal fees involved with collecting from the other person.


Call the police and get a police report. Call your insurance company and report it to them asap.


It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.


Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.


If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.


1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.



Medics , police, insurance company, family are to be called.


Contact the police, call for help, and call insurance.


Ask the driver or owner of the vehicle. They are required to give you (and the police) that information at the time of the accident.AnswerOn an accident report, the police officer lists the insurance information. Contact the police department who responded to the scene to determine how to obtain a copy of the report.


You can't unless they tell you who they are insured with. Who a person is insured with or even if they have insurance is a private matter between the insured and the insurance company. Now, if there is an accident and the police come to the scene they will collect that information and put it in the accident report. This is why it is crucial to always call the police to the scene of the accident no matter how much the other person begs to give them a break. Always, always!!! call the police to the scene of an accident. The exception is if the accident is on private property.


Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.


If an insurance code of 989 is shown on a police report car accident who does that person have car insurance with?


Yes, CLUE reports monitor anything paid by any insurance company regardless of a police report. Therefore, only if you reported the accident to the insurance company or they reported it. If you did not, and they did not, and there was no police report(for example you did some kind of direct negotiation or something) only then is there no way they are going to find out.


No, the police never notify insurance companies of accidents or tickets. It is the responsibility of the insured party to notify their insurance company.


No, the accident occurred between the two parties, a police report is not necessary. Your insurance company can take the information regarding the accident. A police officer may write a citation based on the story that is told, but he cannot testify that he witnessed the accident so his involvement is generally useless.


If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.


If you mean file a claim with your insurance, yes.


In all states an accident in which damage occurred (and even those in which there is no noticeable damage) are supposed to be reported to the police immediately and at the scene of the accident. If there is no police report it becomes next to impossible to collect compensation from the insurance company.


Most insurance claims do not require police reports. Some states require it for hit and run claims.


If you have no Insurance there State law reqired but if you got into an accident. and no Insurance if State Trooper or City Police finding you have no Insurance it can be Serious Suspend your license. And you Polly face Court for no Insurance. Can cause High Insurance. my suggest is get an Insurance there is alots good insurance that you can find out such like Geico, etc. Good Luck.


AnswerNo brainer. The person who hit you is at fault. Doesn't matter if you have a license or not. Not having a license doesn't give the other driver a free shot at rear ending you.AnswerIn most states, insurance companies require a police report of an accident. To have a police report, the police have to go to the accident scene in order to write one. Most rear end accidents are the fault of the person who hit the rear of a car. However, if you did not report the accident to the police because you have no license, you may be out of luck with the insurance company.


You need to contact your local police department. Once you have a police report, you can file your insurance claim.


If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.



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