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Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.

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โˆ™ 2007-02-03 20:21:26
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Nutrition

23 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

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Q: If you have an accident while driving another person's car will your insurance or the owner's pay the claim?
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Related questions

If you are driving another persons car with permission and have an accident and the car you are driving is uninsured will your insurance pay to get the car fixed sicne you were at fault?

Yes!


If you are driving another persons car who has no insurance and you have no insurance and rear end another car who pays damages?

It depends on what state you are in; most states require PIP (Personal Injury Protection) to defray the costs of an accident where at least one of the parties is uninsured.


Are there policies or companies that cover anyone driving your vehicle?

If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.


If you were drinking and driving but did not cause the accident is the other persons insurance liable for all your damages?

Yes because you where still drinking


How do you sue another persons insurance company for an accident that was your fault?

If the accident was your fault, the other party's insurerhas no duties owed you.


Do you insure the car or the person?

You insure a car for a person or persons, so that in the event of a accident with that car, insurance can be claimed only if a named driver on the insurance was driving at that time.


If you are a passenger in another persons automobile and you sustain injuries in an accident whose insurance pays for medical bills?

The insurers of the driver who was deemed to be at fault for the accident.


How do you sue another persons insurance company for an accident that was their fault?

You don't. You sue the individual. The insurance company is obligated to take care of the obligations of the individual.


What happens if your teenager has an accident in your car and is not listed on your insurance?

Your insurance won't pay for any damage or injury to persons or vehicle. (unless they were driving legally with a drivers permit)


Whose auto insurance will cover you if driving another persons car in Florida?

The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.


If a car was in an accident and the person driving had no licensed but was not at fault will the other persons insurance pay for damages because they were at fault?

Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.


If you were driving someone else car and ran into the back of another car whose insurance covers the victims of the hit car?

the persons who car you were driving


Will the other persons insurance pay if i got into an accident driving with a suspended license?

Insurance companies normally pay out according to who was "at fault" in the accident. A court may decide that breaking a traffic law, (driving while suspended), places you "at fault". If there is substantial money or additional traffic penalties involved you need a good lawyer to sort it out.


If you need to get personally insured so you can practice driving in another persons car to take the driving test what do you do to do that?

To drive another person's car you must be a named driver on the vehicle's insurance policy.


Whose insurance pays if you are driving another persons car do some damage to the car and they are not with you?

the car owners insurance The person driving the car would need to submit a claim to their insurance company. There are a few insurance companies that will cover not only the registered owner but anyone driving the car, however this is not usually the case.


Does your insurance policy follow you if driving someone elses car?

No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are driving another persons vehicle.


Can you get money from the opther persons car insurance for your injuries even though the accident was your fault?

No. If the accident was your fault, you can not get money from the other person's car insurance.


What happens if a person with a suspended license is driving another persons car who is licensed but doesn't have insurance and there was an accident that was the fault of the other driver?

File a claim with the other party's carrier and hope that they accept liability for the incident, otherwise you may learn a lesson the hard way.


Do you have to go to court if you get a citation for driving a friends car and there is no insurance card?

If you were cited then you need to appear, if you have coverage on another vehicle then you should bring that proof with you as you should be technically covered for driving another persons vehicle.


If you driving someone else's vehicle and got into an accident but was not your fault can you file a claim through the borrowed vehicle's policy?

Only if the other persons insurance covers anybody who drives the car.


What is liability coverage on auto insurance?

This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.


What does comprehensive mean?

Comprehensive in Car Insurance mean when you have an accident with another car, your insurance will cover the cost for you, your car and the third persons car. But when you quote comprehensive the premium will be higher (£120 approx. per month).


Does auto insurance cover any driver of your car?

no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes


If someone gets a ticket while driving another persons car will the owners insurance notify them?

No, the state does not notify insurance companies each time a person gets a ticket. It is up to the insurance companies to periodically get a persons driving record. Surprising to most people insurance companies don't do this all to often. It's expensive so they usually only get your record if you give them a reason to such as file a collision claim.


Are tere more than one kind of pl and pd insurance for your car?

PLPD Insurance is personal liability and property damage insurance. This is an economical type of insurance where the insurance company will pay for repairs and damage done on another persons vehicle if you were found to be at fault in the car accident. There are different levels, or kinds, of this insurance.