If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one At Fault.
You have to pay the cost of repairs to get there vehicle fixed. You may also have you license suspended and get a ticket.
== == You are OUT OF LUCK. Every auto insurance policy REQUIRES any driver to be properly qualified and LICENSED by their home state. An Expired license is NO LICENSE, at all. No License, no coverage. No coverage, equals YOU PAY the entire costs of the accident, plus you will have a really hard time getting insurance again.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
Contact the party that issued the insurance policy for this answer.
No worries! You can renew your car insurance policy. But insurance company will add more premium on your policy if its expired 45 days before. The insurance company maybe report loss of insurance to your state motor vehicle department. and they may revoke your drivers license. In an accident, you will not be covered by your insurance and if you are responsible for the accident, you may be financially responsible for any damages. If stopped by police they may ask to see proof of insurance, without it you will be ticketed, fined, be unable to drive your car and it would be towed at your expense.
Points on your license does not automatically raise your insurance until the insurance company looks at your record. This usually only happens when you change your policy or have an accident.
Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.
Probably not. I am certain that somewhere in your policy there's a clause stating that you can not drive while your license is suspended.
If the insurance policy is active and valid and the driver is a covered driver then you file your claim just as in any other accident.
An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.
If you don't have insurance then there will be no one to pay for an accident. If you are hit by someone who doesn't have insurance your own insurance policy may pay for damage to your vehicle as well as bodily injury within your policy or state limits
Yes. You can even get insurance without a license. However, if you get into an accident and you're found driving alone on a permit, or you're found driving without a license, it will void your policy.