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If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one At Fault.

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โˆ™ 2008-05-30 02:45:46
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Q: If you have an expired license and get into an accident will your insurance pay the claim if your policy is paid?
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Related questions

What happens when you have an accident that is your fault and your insurance policy has expired?

You have to pay the cost of repairs to get there vehicle fixed. You may also have you license suspended and get a ticket.


What happens if you are insured and the accident is for the most part your fault but your license is expired?

== == You are OUT OF LUCK. Every auto insurance policy REQUIRES any driver to be properly qualified and LICENSED by their home state. An Expired license is NO LICENSE, at all. No License, no coverage. No coverage, equals YOU PAY the entire costs of the accident, plus you will have a really hard time getting insurance again.


Get into an accident without a license will your insurance cover it?

If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.


If you do not declare endorsements on your UK license does this invalidate your insurance if you have an accident?

Contact the party that issued the insurance policy for this answer.


What if my current car insurance policy is already expired?

No worries! You can renew your car insurance policy. But insurance company will add more premium on your policy if its expired 45 days before. The insurance company maybe report loss of insurance to your state motor vehicle department. and they may revoke your drivers license. In an accident, you will not be covered by your insurance and if you are responsible for the accident, you may be financially responsible for any damages. If stopped by police they may ask to see proof of insurance, without it you will be ticketed, fined, be unable to drive your car and it would be towed at your expense.


How much does 2 points on your license raise your insurance?

Points on your license does not automatically raise your insurance until the insurance company looks at your record. This usually only happens when you change your policy or have an accident.


If an insured driver under the age of 18 is involved in an accident can they claim insurance?

Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.


Will insurance cover accident with suspended license?

Probably not. I am certain that somewhere in your policy there's a clause stating that you can not drive while your license is suspended.


What if the person who hit you does not have a license but has insurance?

If the insurance policy is active and valid and the driver is a covered driver then you file your claim just as in any other accident.


What is accident policy?

An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.


Will insurance pay for a wreck if you have no license or insurance?

If you don't have insurance then there will be no one to pay for an accident. If you are hit by someone who doesn't have insurance your own insurance policy may pay for damage to your vehicle as well as bodily injury within your policy or state limits


Can you get car insurance with permit?

Yes. You can even get insurance without a license. However, if you get into an accident and you're found driving alone on a permit, or you're found driving without a license, it will void your policy.

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