Yes it will I had someone do that for me and it helped alot Yes it can help your credit IF you're sure to make all payments on time. You can not afford to miss not one. I stress -- You Must make EVERY Payments On Time in order to improve your negative credit history. By this person being nice enough to apply for an extra credit card for you, it gives you the opportunity to add positive reports to your credit profile. On the same token, if you default, then it can hurt the persons credit who is trying to help you. If you stay consistent for 12 months or more, then you should see a significant improvement to your credit profile.
Not all teachers will give extra credit assignments. You need to ask each teacher whether you can get credit for extra work, and if so, what should you do for extra credit. If you just want extra practice work, there will be questions and work in each chapter of your textbook - you can also go online or to the library and look up other textbooks on the same subject and work those problems. Many teachers will give extra credit for a good written report, especially if you include pictures or diagrams.
You can save hundreds and even thousands of dollars by paying just a few extra dollars each month on your credit cards. If you have a five thousand dollar credit card that is maxed out, just paying twenty or thirty dollars extra each month will have you paying it off around three years earlier. This depends on your interest rate, but it gives you an example of the money you will save. You will also raise your credit rating by having a lower balance as you pay off your credit card faster.
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