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If you have bad credit and someone with good credit applies for an extra card in your name will that help your rating?

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Wiki User
2008-12-12 03:20:02
2008-12-12 03:20:02

Yes it will I had someone do that for me and it helped alot Yes it can help your credit IF you're sure to make all payments on time. You can not afford to miss not one. I stress -- You Must make EVERY Payments On Time in order to improve your negative credit history. By this person being nice enough to apply for an extra credit card for you, it gives you the opportunity to add positive reports to your credit profile. On the same token, if you default, then it can hurt the persons credit who is trying to help you. If you stay consistent for 12 months or more, then you should see a significant improvement to your credit profile.

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