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== == With many chronic or progressive conditions, determining the point in which the disease started is not easy. For repetitive injuries, usually, it's about 1 year prior to the day the diagnosis was made or patient's first visit. With conditions like idiopathic scoliosis, it does not necessitate treatment unless it's found to be at certain stage. So just because you've had scoliosis doesn't make it pre-existing. Point at which requires treatment should be considered the date of onset.

Yes. ---- Maybe not? "Preexisting condition provision" means a policy provision that excludes coverage for charges or expenses incurred during a specified period following the insureds effective date of coverage, as to a condition for which medical advice, diagnosis, care, or treatment was recommended or received during a specified period immediately preceding the effective date of coverage. CA Ins. Code � 10700 q) Appears to be exact same definition as in CA Ins. Code � 10198.6 c Federal Definition Title 42 300 gg a Did you have prior coverage? Did you disclose this on the application? ---- Does the scoliosis have anything to do with the Arthritis? Check

2013-02-28 13:36:02
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