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If you have joint credit cards with a spouse who is running them up can you remove yourself from the cards and only be liable for what was on the card prior to removing yourself?
Wiki User
∙ 14y ago
The person who is the Primary credit card holder is responsible for ALL the debt acquired on a credit card. If you are 50% / 50% on a credit card (rare), then you will be 50% responsible for any and all debt no matter when you stop using the credit card. Acquire the credit card in question, destory both by cutting/shredding and then cancel the card. IF your partner is the PRIMARY account holder then you MAY NOT WANT to destroy the card. You may be able to request from the credit card company to remove yourself BUT if that fails to be successful, then maybe the unknown loss of both cards would be a welcome calamity.
Wiki User
∙ 14y ago
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Are you liable for your husbands credit card?
Yes, you are liable for your husbands credit card.
Is an additional credit card holder liable for the whole debt on the credit card account?
ia an additional credit card holder liable for the whole debt of the credit card account
What happens if one of your credit cards is sold or transferred to another credit card company?
you are still liable to pay what you owe
Can you transfer a spouse's credit balance to credit card?
Yes, you can transfer any balance you want to your credit card. Note if you transfer the balance to your credit card, you are now liable for the full debt and not him unless he is an authorized user on the credit card.
What does it mean to be a co-signer on a credit account?
It mean - BOTH people who sign the agreement are liable for the balance owing.
Are you liable for your husbands credit card?
Yes, you are liable for your husbands credit card.
Is an additional credit card holder liable for the whole debt on the credit card account?
ia an additional credit card holder liable for the whole debt of the credit card account
Am I liable for my husband's credit card debt incurred before we met?
NO
Can my spouse be liable for my credit card dept?
Nope.... your debts are YOUR responsibility.
What happens if one of your credit cards is sold or transferred to another credit card company?
you are still liable to pay what you owe
How do you sign a credit application for a business with out being held personally liable?
Its possible to do it and its not......
Are you liable for the bill when someone has used your credit card?
If you knew they were using it yes. You are also in breach of your credit card agreement and may also be party to a criminal fraud. If you did not know they were using it, then if you can convince the Bank of this you are not liable; you are a victim of a crime.
If an authorized user of a credit card is NOT liable to the issuer of the card then why are negative credit remarks reflected on the authorized credit report?
If this is truly a mistake, and the creditor's application does not have authorized user's signature on the application, then the creditor is obligated to correct the credit. Get a letter in writing from the lender stating you are not liable and that they are going to correct all 3 credit reporting agencies. You can send a copy of this letter to all three agencies and get it corrected yourself. I will warn you to keep the original letter as even if you fix the reports now, you may find that in the future, (no matter how many months/years) you will need that letter again.
A running car is stolen and a crime committed with it are you held liable?
you can be held liable if you do not report it before the crime takes place however a investigation will take place before you are charged and if you are innocent you wont be held liable.
When you die do your children have to pay your credit card off?
The estate is responsible for the debts. Anyone on the credit card would also be liable for the debt.
Would my mother's children be liable for any credit card debt she had at the time of her death?
Your mother's estate is responsible for her credit card debt.
Am i responsible for my spouse's credit card debt after they die in the state of Ohio?
Only in certain instances. If your name on the credit card debt? For instance, is it a joint account? If so, you are liable for it. If not, you are not legally liable for it. Some sneaky collection agencies will try to tell you that you are liable when you are not. This is illegal. Learn your rights against collection agencies by reading up on the FDCPA.
