they should, as long as you report it soon
You still had a accident. What you hit was a curb.
Yes, less your deductible. You can call it vandalism.
If no one has bought it in the time that happened, then it is still considered yours. Your homeowners insurance should still cover it. If you still have questions about it, you should talk to the company that your insurance associates with.
Your insurance SHOULD cover the damage assuming you had comprehensive coverage and not just liability. However, you might have a problem proving the damage occurred while you were still covered.
Most likely yes.. but your rates are going up, and the driver will be cited.
It depends on whether or not the car carried comprehensive insurance. If it did the auto owner's insurance would cover the tree damage, regardless of the cause. If the car did not have comp. coverage, then the car owner may be able to make a liability claim against the tree owner's homeowners insurance coverage. If the homeowner's insurance denies the claim, the car owner can still seek a civil award against the homeowner's personal assets.
It depends on your insurance company, and what kind of insurance you are talking about. Car insurance, you pay deductible if you are at fault and they'll cover the rest of the repairs. If someone else is at fault, that driver will usually pay everything with their insurance. Home insurance, you pay for repairs that are not covered (ie plumber, appliance repair). However, your insurance will pay for any damage that was caused to the actual structure of your home. Say you have a leaky pipe, you pay the plumber, but they'll come in and cover all the damage the leak did. Same for an appliance like a washing machine or a dishwasher/fridge. If those leak and damage your floor or cabinets, you pay to repair it but insurance may cover the damage that was done. Most people have a deductible that you still have to pay but beyond that, they'll pay the rest. Hope that answers your question. ^_^
No, they will not.
Yes and no. Depending on where you bought it, the device may still be under warranty, but that may not cover damage from someone dropping it (for example). Also, if you purchased insurance for the device, that usually will cover the damage. But if not, you may have to pay to replace it. And I am told that the newer versions have screens that are more difficult to break.
In most countries, insurance companies will only pay out if a registered plumbing contractor has done the job and caused damage. This way its easier for insurance companies to stop insurance fraud because the damage caused by the plumber will be backed up by invoices and service agreements. To save yourself the headache, and the possibilities of causing damage to your house, if you can afford the cost call a registered plumber to do the job.
It depends on what type of insurance the property owner has and what the terms of the lease are. Some landlords carry property damage coverage for the building structure. Some leases require that the renter carry a tenants policy.
The parents insurance will not cover any damage to your vehicle. It is possible but not likely that his parents insurance will cover damage, injuries and property damage to the other party. There is a non-owned vehicle clause in most insurance policies that will cover damages but this is designed for loaner vehicles from the dealership, rental cars, and vehicles that are borrowed on a very limited basis, ex, your boyfriend borrow my pick up truck once every 5 years to move a couch. Chances are that because of your relationship to your boyfriend an insurance company is not going view this as a limited basis. Aside from all of this, if you live in a state other than NH or WI you are required to carry auto insurance on any vehicle you have a license plate for, regardless if you drive it or not.
Yes it does. The cancellation of an insurance policy is not retroactive.
Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)
If your car was taken without your permission, your insurance company may still cover the claim. However, it would be considered as a theft of vehicle and they may look for reimbursement from the other non-permitted driver's insurance to cover the loss.
You should go through your own personal insurance company first. They will bundle together an insurance package that will cost less money and cover exactly what you need.
You have to get an individual policy for each car you have. If you want to cover two cars, you need to get insurance separately for each of them.
Mobile phone insurance usually still requires a deductible to get a new phone in the case of theft or damage to your smartphone. Still, it is a much better deal than having to pay upwards of $500 for a new smartphone without the insurance. Most cellular carriers (Sprint, AT&T, Verizon, T-Mobile) offer monthly insurance on smartphones.
You are responsible for the damage you cause in an accident, regardless if you are insured or not. Having insurance transfers your responsibility to pay for the damage from you to your insurance company. If there are injuries to the other party, then the other party's insurance should pay for their injuries, but you are still responsible for the property damage you have caused the other person.
Compulsory insurance usually refers to the least amount of cover for a product you can buy from insurance companies whilst still being legal in the case of car insurance.
If the person who hit you is the one at fault in the accident, then their insurance should cover the cost of the damages to your truck. If they don't have insurance, or if they don't have enough to cover all of the costs, then yours should kick in and cover the balance if you have full coverage and not just liability insurance.
Since your insurance might not cover the balance you still have on your financed car, GAP insurance protects the balance of your loan in the event of an accident.
Yes, especially if you want insurance to cover part of the costs involved.