Yes, you still owe the money if for some reason the creditor does not cash your check or has lost it. The creditor can request a new check.
If you have a garishee against your salary can the creditor still charge interest. Thanks Theo
If a creditor refuses to give you payment address, you still owe them money. This might be frustrating but does not get you off the hook.
Teaching jobs are some of the most highly requested jobs from employment agencies. They have many positions to fill and a severe lack of qualified professionals who can fit the bill.
You should have no problems filing an amendment to add the creditor.
No you don't still owe; once the motorcycle has been repossessed, it is no longer your concern. Whether the creditor sells it or fails to sell it is the creditor's problem, not yours.
No. If a creditor fails to file a proof of claim on a Ch 13, then they do not get paid and the debt gets discharged.
No, it's the same account and the new creditor is simply taking over the same rights as the original creditor.
It is legal until you notify the creditor/collectors that you cannot be contacted at your place of employment. The majority of collectors will honor the request, as the last thing they want to happen is for the person to lose their source of income. If they continue to call a "cease and desist" letter can be sent by certified mail, this correspondence can also be used to stop creditors from calling a person at their private residence. Please be advised not all FDCPA laws will apply to an original creditor.
Yes, the debtor's bank account could still be subjected to levy by a judgment creditor. Garnishments and levies must run consecutively, meaning that there cannot be multiple creditors enforcing judgments at the same time in the same manner.
If that particular creditor was included in your chapter 13 plan and you completed your plan and received a discharge, that creditor may not thereafter collect. However, certain debts will not be discharged and those creditors may still collect (IRS, tax debts, fraud judgemnts, spousal/child support, etc.).