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If you have scar tissue from a surgery you had 20 years ago that needs to be removed but have never been treated for can your insurance deem it as pre-existing?
Wiki User
∙ 14y ago
I would think so, however be sure to check the definition in your policy
CA Insurance Code � 10700 q) "Preexisting condition provision" means a policy provision that excludes coverage for charges or expenses incurred during a specified period following the insured's effective date of coverage, as to a condition for which medical advice, diagnosis, care, or treatment was recommended or received during a specified period immediately preceding the effective date of coverage.
Is the scar removal cosemetic or a medical necessity?
What was put down on the application?
AnswerScar removal is generally covered under cosmetic and since it sounds like you didn't have treatment during the lookback you should be fine.
Wiki User
∙ 14y ago
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