If you have uninsured motorist insurance are in an accident and its you fault other driver has no insurance or drivers license can you get your car fixed if you only have liability insurance?

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As a broker, I can tell you NO, there is no coverage if you are at fault. Now if you are only partially at fault, example, 50%, and it's proven, there may be coverage under your carrier. I'm in Canada where things are a bit different but it wouldn't hurt you to try right?
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What happens if you have no auto insurance and no drivers license and you where in car accident but it was not your fault?

Answer . Sorry to say, Eva, but an uninsured car is not supposed to be on the public streets and a person with no license is not supposed to be driving a car. Since you contributed to the accident by violating these laws, you are at least partially at fault. The other driver's insurance company ( Full Answer )

What happens to your drivers license when you are at fault in an auto accident and you do not have car insurance?

%REPLIES%. Answer . dl suspension for one yr and your going to need an sr22 for 3 yrs.. its not good. Answer . You probably will be arrested and if you are unable to pay the costs in full to the victim(s) you may be looking at some deep jail time, your driver license can actually be suspende ( Full Answer )

If an uninsured driver who borrowed her roommates insured car got into an accident how can the driver take full liability if necessary?

If it's NECESSARY, the judge will tell you what to do. Probably have 25% of your wages garnished until the judgment is satisfied. If you are college roommates, you may still be covered under your parents' auto policy or an umbrella policy if they have one. But any insurance that may apply to you wil ( Full Answer )

If you have PLPD and your car is totaled in an accident that is not your fault will the other drivers insurance cover your damages?

I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on ( Full Answer )

Is an insured driver responsible for causing an accident to an uninsured driver?

well i don't know are they? causing makes me thing you were the 'at fault' party, so if what you are asking is, the insured driver (you) were negliegent/at fault for the accident, but simply because the injured party was not insured do you still owe for their damage? yes you do, makes no differen ( Full Answer )

How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?

Answer . \nIt does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.

If someone with insurance is found at fault when they hit an uninsured driver does the at fault drivers insurance still pay for damage to the uninsured car?

Yes, you are responsible regardless whether the other party has insurance or not. . You should recover compensation, but in the UK driving without motor insurance is a criminal offence so you could be prosecuted by the authorities. Also - the mechanics of the collision are important. For example - ( Full Answer )

How much would insurance cost if you were involved in a car accident that was your fault and both drivers have liability insurance?

Answer . How much will it COST? If you have a good record of several years without claims, your premiums may not increase, but if you are a new driver or have had prior claims the increase will be determined by your insurer and no one else can give you a definite answer. Or how much will it PA ( Full Answer )

What happens if there is no fault in an accident but other driver had no license insurance or registration?

I'm assuming you mean that you were of 'no fault' the other driver was at fault? Someone still owns that vehicle, I hope you called the police, and therefore the report will show names of owner and driver etc. If you have collision coverage file the claim, they (your company) will go after the guilt ( Full Answer )

You were an uninsured driver in a car accident in Missouri The other driver had uninsured motorist coverage but now you are being called by his insurance company requesting payment you have no money a?

yes the insurance company will come after you to pay the bill they used in fixing their driver's car. the point i do not know is that, are you responsible to pay the deductible or pay the total, what are this insurance people for anyways, they only make money they do not spend money... try talk to a ( Full Answer )

Can you get car insurance with no drivers license?

Yes you can get car insurance as a provisional driver with a provisional licence. This is so you can learn in a private vehicle. It has to be under a 1.2 litre i believe. The provisional driver has to be accompanied at all times by some one who has been driving for 3 years or more and is over the ag ( Full Answer )

Does liability insurance cover insurers car if other driver is uninsured?

No, liability insurance only covers the other vehicle if you are at fault for an accident. Coverage for your own car if the other driver is uninsured would come from one of two places: -your collision coverage, this would be the case regardless of if you or the other driver is at fault -yo ( Full Answer )

If you are driving without insurance and are involved in an accident that is not your fault who is responsible for damages to your car What legal consequences are involved for the uninsured driver?

First of all you are really lucky that this accident was not your fault. The person who was at fault is responsible for your vehicle damages. If he is insured, then it is his insurance company that is responsible. ** Depending on your states laws, you can loose your drivers license for up to a year ( Full Answer )

Shouldn't a driver with no insurance be at fault when they have an accident?

No, but they will be liable for a citation if the police arecalled. Fault for the collision is based upon negligence. This can befounded upon carelessness (i.e. not yielding right of way), orviolating a traffic regulation. Not having insurance does not equate with fault for collision.However, if t ( Full Answer )

Is a driver with no insurance at fault in an accident?

He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.

Can a uninsured licensed driver drive a insured drivers car?

The rules and laws of insurance vary from state to state but generally speaking it is the automobile that is insured not the driver. So if your friend allows you to drive her insured car and you are involved in an accident you are covered under her policy(((IF her insurance policy does not stipulate ( Full Answer )

If an uninsured person borrows your car and gets in an accident deemed by the other insurance co to be her fault when your insurance has lapsed who is liable the driver or the car owner?

I am sure that there are examples to the contrary, but the car owner is the one responsible for the insurance. It's your car. It's your responsibility to make sure it is insured......it would also be your responsibility to make sure whom ever you loaned it to were licensed and legal.

Does liability insurance cover you from an uninsured motorist?

No. Liability insurance protects you from claims by third parties if an occurrence is alleged to be your fault and the third party claims compensable damages. It indemnifies you (pays damages on your behalf), and provides a defense (hires and pays an attorney at its own expense-if it wishes to conte ( Full Answer )

What happens if you only have liability insurance and an uninsured motorist hits your car when its parked?

Liability insurance protects you only from a claim for damages by another party if you were at fault for a collision; it does not pay to repair your own car. Therefore, if the other party was not insured, you must pay for the repairs to your car yourself. Whether or not you do will depend upon whe ( Full Answer )

Will an insured driver liability cover intentional damages to uninsured car that is parked?

Yes, as long as the car is parked on private property. Cars stored on private property and not "in service" are the same as any other property, If the insured runs into your parked car our your house the insurance will pay. That's not quite correct. If the damage was intentional, meaning that the ( Full Answer )

Will an uninsured licensed driver be ticketed when driving an insured car in an accident?

Yes. If the driver is not an insured, the uninsured driver can be ticketed even if the car itself is insured. In many U.S. states they will also impound the vehicle when it is found being driven by an uninsured driver. It is the responsibility of the vehicle owner to insure that anyone you let dr ( Full Answer )

Can a uninsured car be driven by a insured driver?

Insurance is purchased for the car, not the driver. Until thecar has been insured it cannot be driven by anyone. Note that most states do allow a short grace period after youpurchase a car in which it can be driven without insurance to letyou purchase insurance and handle title/registration paperwo ( Full Answer )

Will your insurance pay for the damages in an at fault accident even if the driver of your car is uninsured in your policy?

The real answer is that you should talk to your insurance agent,because laws vary from location to location. However, in most states, what's being insured is the car ,not the driver . If you give permission to someone to driveyour car and they get in an accident and it's their fault, usuallyyour ( Full Answer )

Will the insurance on my car still pay me for my totaled 2001 Jeep since I was in accident that not my fault and the other uninsured driver ran a stop sign at high speed?

Obviously every insurance claim is different, because every policy is different. For a specific question about your policy, call your broker or have a lawyer examine your policy. WikiAnswers does not claim that this is perfect answer or a necessary indication of what the insurance company will do. ( Full Answer )