If the car that was involved, in an acident was insured yea!
You don't have to live there as long as you are listed on the policy.
parents if the insurance is under their names
Parent's policy pays
You do not have to live with them as long as you are listed on the policy.
If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.
Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.
Yes, the person is an adult and if the accident was his fault is responsible regardless of the status of the insurance coverage.
An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.