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Yes, they can take you to court over the damage that you caused. Your insurance company would be obligated to defend you assuming that you are cooperating with their defense efforts.

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โˆ™ 2005-11-04 04:44:12
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Q: If you hit a car that had no licensed driver or insurance and speaks little English and you gave them the insurance info if they do not file with the insurance company can they still sue you?
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Related questions

If your license has been revoked can you get auto insurance for a financed car by listing your boyfriend who is licensed as the driver and yourself as a non-driver?

If your licensed has been revoked, you can make him rated driver on the vehicle, (if he lives in the household) and you as a non driver. You don't want lienholder to enforce insurance on it,,or it will be very high. Yes you can. Your insurance company may want you to formally exclude yourself from coverage.


What happens if an unlicensed driver is driving insured car and has accident and not at fault?

You must be licensed to drive, or have a permit and a licensed driver with you. Otherwise, there are legal consequences for that driver. The insurance company may not pay for any damages depending on the policy.


Do you have to be a dependent to be covered on insurance?

Check with your specific insurance company but in general, no. If a licensed driver has permission to drive the car then the insuring company covers that driver. If your company has a specific policy against that, you need to know that. Many years ago, one company had a policy that identified a roommate as part of the driver's household and wouldn't cover that driver. It is the policy that will tell you, or ask your insurance guy.


If your parents have Metlife will their insurance go up if you get your learner's permit?

You will have to check with the insurance company. Because a person with a permit has to have a licensed driver in the car, some insurance companies will not charge anything. Others may, it depends on the company.


If the owner gave permission to a licensed driver is the licensed driver still responsible to pay for an accident?

It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.


How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?

It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.


Do you need a drivers license to get car insurance in California?

I think you need to get a driver's license in any state to get car insurance period. An insurance company will not supply you with insurance if they don't have proof that you are licensed to do so. My suggestion to you...get a license!


Can i have car insurance with learners licence?

If your insurance company allows you to do this, you will also need to have another driver listed on your policy. This is mandatory because the learners permit only allows you to drive under the supervision of a properly licensed driver. They will have to be listed as a driver on the policy as well.


How do you get car insurance with a learners permit?

You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.


What do you do if your being sued by a non-licensed driver?

The best thing to do would be to consult an attorney and file a countersuit against the unlicensed driver. You should also contact your insurance company, as you may have given them power of attorney for you in terms of automobile accidents when you signed your insurance contract, in which case your insurance company must sue for you.


Can a 23 year old as a licensed driver be covered on parent's auto insurance policy?

Sure, The policy owner can add any driver to their auto insurance policy, In fact, If you are a regular driver the owner is required to disclose such and list you as a scheduled driver, otherwise the insurance company could deny coverage in the event of an accident involving an unscheduled driver. It does not matter if your related or not.


Can you get car insurance with a permit?

I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.


Where can you get car insurance with a permit?

I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.


If you crash a car borrowed with permission from a family member will their insurance or your insurance cover the damages?

You may need to check with the insurance company. Most companies will cover accidents that happen when a car is borrowed by a licensed driver.


Can you get in trouble for carrying insurance for unlicensed driver?

No, I have never seen a citation for carrying insurance for an unlicensed driver. I recommend that all drivers should be insurance whether they are licensed or not.


Do student drivers need auto insurance?

The answer to this question is YES the student driver needs auto insurance because it is a requirement by the law that every driver, whether student or not, needs insurance. If you contact your insurance agent you will find out for the most part that the student driver needs to be listed on the insurance policy but they are not charged any fees until they become a full licensed driver. This was the advise that I had received from my insurance company, which is Met Life.


Can you sue at fault driver in California who has insurance if his insurance company refuses to pay your claim for medical expenses or do you have to sue his insurance company?

yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.


Can you get a car insurance with only a learners permit?

No, you can not get insurance unless you have at least one licensed driver on a policy.


Will insurance pay if you allow an unlicensed driver to drive and an accident occurs?

NO. By allowing a person who is NOT a licensed driver to drive your car, you committed an offense under the state regulations, so your insurance company can refuse to pay any claims. That is not true in California. Unless the person is specifically named as excluded from the policy, the insurance company will pay up to the limits on that policy. The original question asked about an UN_LICENSED driver. I can't think of any jurisdiction where a person that doesn't have a state issued driver's permit , who has a car accident would be covered by ANY insurance company. The insurance company MUST have a clause that bans such a thing from happening.


May a licensed driver legally drive without auto insurance?

Not in Texas.


Can you lose your insurance if you allow a unlicensed driver to drive your car?

Yes. Read your policy. If you allow a driver who is not licensed to drive your policy and an accident occurs the insurance company may deny coverage for the claim. You should not loan your car to other people because you are also loaning them your insurance and you may not have the authority to do this. If the person is a regular driver or lives in your household then they must be listed on your policy as a driver.


How much would car insurance cost for a newly licensed 26 year old driver?

There are too many variables to be able to give you an estimate. It depends on the car, your record, and how much insurance. For an accurate price contact an insurance company.


Where can I find information on new driver insurance?

You can get information related to young driver insurance at compare market insurance.


If you have a licence but do not drive can your insurance company make you pay in Pennsylvania?

If you are a listed driver on an insurance policy then your characteristics will be considered in the rating of the insurance policy. Under some circumstances a listed driver will have very little if any impact on the premium. In other cases a listed driver will impact the premium significantly. Many insurance companies require that all licensed drivers in a household be listed and proper premiums be paid or excluded, in writing, from coverage. If you decide to exclude a licensed operator then there would be no coverage for that person on the insurance policy. I personally know of a situation in which an excluded person was allowed to drive the car to church on Sunday. There was an accident and all coverage was denied by the insurance company.


What does excluded driver mean on policy?

One of my family members was hit by a driver who carried insurance but was an "excluded" driver on the policy of the car she was driving. After talking to the other person's insurance company, an excluded driver is essentially equivalent to an uninsured motorist. That means that his/her insurance company will not represent them and that, if they are liable for the accident, your insurance company can go after them personally for the damages.