Insurance
Auto Insurance Claims

If you hit a car that had no licensed driver or insurance and speaks little English and you gave them the insurance info if they do not file with the insurance company can they still sue you?

212223

Top Answer
User Avatar
Wiki User
2005-11-04 04:44:12
2005-11-04 04:44:12

Yes, they can take you to court over the damage that you caused. Your insurance company would be obligated to defend you assuming that you are cooperating with their defense efforts.

1
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0

Related Questions

User Avatar

If your licensed has been revoked, you can make him rated driver on the vehicle, (if he lives in the household) and you as a non driver. You don't want lienholder to enforce insurance on it,,or it will be very high. Yes you can. Your insurance company may want you to formally exclude yourself from coverage.

User Avatar

You must be licensed to drive, or have a permit and a licensed driver with you. Otherwise, there are legal consequences for that driver. The insurance company may not pay for any damages depending on the policy.

User Avatar

Check with your specific insurance company but in general, no. If a licensed driver has permission to drive the car then the insuring company covers that driver. If your company has a specific policy against that, you need to know that. Many years ago, one company had a policy that identified a roommate as part of the driver's household and wouldn't cover that driver. It is the policy that will tell you, or ask your insurance guy.

User Avatar

You will have to check with the insurance company. Because a person with a permit has to have a licensed driver in the car, some insurance companies will not charge anything. Others may, it depends on the company.

User Avatar

It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.

User Avatar

If your insurance company allows you to do this, you will also need to have another driver listed on your policy. This is mandatory because the learners permit only allows you to drive under the supervision of a properly licensed driver. They will have to be listed as a driver on the policy as well.

User Avatar

It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.

User Avatar

You may need to check with the insurance company. Most companies will cover accidents that happen when a car is borrowed by a licensed driver.

User Avatar

No, I have never seen a citation for carrying insurance for an unlicensed driver. I recommend that all drivers should be insurance whether they are licensed or not.

User Avatar

The best thing to do would be to consult an attorney and file a countersuit against the unlicensed driver. You should also contact your insurance company, as you may have given them power of attorney for you in terms of automobile accidents when you signed your insurance contract, in which case your insurance company must sue for you.

User Avatar

The answer to this question is YES the student driver needs auto insurance because it is a requirement by the law that every driver, whether student or not, needs insurance. If you contact your insurance agent you will find out for the most part that the student driver needs to be listed on the insurance policy but they are not charged any fees until they become a full licensed driver. This was the advise that I had received from my insurance company, which is Met Life.

User Avatar

Sure, The policy owner can add any driver to their auto insurance policy, In fact, If you are a regular driver the owner is required to disclose such and list you as a scheduled driver, otherwise the insurance company could deny coverage in the event of an accident involving an unscheduled driver. It does not matter if your related or not.

User Avatar

No, you can not get insurance unless you have at least one licensed driver on a policy.

User Avatar

yes. you can sue an at fault driver if his insurance company refuses to pay your claim. it would not be proper to sue the insurance company.

User Avatar

You can find information on new driver insurance from your current insurance company. You will need to add your new driver onto your current insurance policy.

User Avatar

There are too many variables to be able to give you an estimate. It depends on the car, your record, and how much insurance. For an accurate price contact an insurance company.

User Avatar

If it is a licensed driver and in your household, then they should be added to your policy.

User Avatar

Yes, if you have their permission, are a licensed or permitted driver, and are covered by insurance and the vehicle is properly licensed and working.

User Avatar

One of my family members was hit by a driver who carried insurance but was an "excluded" driver on the policy of the car she was driving. After talking to the other person's insurance company, an excluded driver is essentially equivalent to an uninsured motorist. That means that his/her insurance company will not represent them and that, if they are liable for the accident, your insurance company can go after them personally for the damages.

User Avatar

No, your insurance will cover the occasional driver as long as they are licensed

User Avatar

Insurance will cover any licensed driver with permission to borrow the car.

User Avatar

Yes. Read your policy. If you allow a driver who is not licensed to drive your policy and an accident occurs the insurance company may deny coverage for the claim. You should not loan your car to other people because you are also loaning them your insurance and you may not have the authority to do this. If the person is a regular driver or lives in your household then they must be listed on your policy as a driver.

User Avatar

Immediately after an accident, you should call your insurance company and they will tell you their responsibility in that particular state. Your agent should have given you that information when you purchased your policy. Each state has slight differences. An insurance agent in this state is not licensed to comment on the insurance policies of another state.

User Avatar

If you are a listed driver on an insurance policy then your characteristics will be considered in the rating of the insurance policy. Under some circumstances a listed driver will have very little if any impact on the premium. In other cases a listed driver will impact the premium significantly. Many insurance companies require that all licensed drivers in a household be listed and proper premiums be paid or excluded, in writing, from coverage. If you decide to exclude a licensed operator then there would be no coverage for that person on the insurance policy. I personally know of a situation in which an excluded person was allowed to drive the car to church on Sunday. There was an accident and all coverage was denied by the insurance company.

User Avatar

I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.


Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.