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Answered 2007-01-05 04:02:03

Yes, less your deductible. You can call it vandalism.

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Will insurance pay if you do not have a police report?

Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.

What happens if both drivers involved in an accident have no insurance and no police report was filed?

If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.

Can you file an insurance claim if you did not get a police report?

Yes, you do not need a police report to file a insurance claim.

Minor accident no police report no insurance information swapped can police report be filed. Illinois and 800.00 damage?

Depends Every state has their own rules.. Whic State/county the accident happened? How minor is the damage? illinois and 800.00 damage

If involved in an accident in California without a police reportmy fault with damage to other vehicle does the insurance company file a report with dmv?

I ythinnk it depends which state you reside in. In most states, unless someone is injured or their is property damage you do not need to have a police report. Actually, many police will not write a report at all unless there is actual damage. If there was no report and no injury the DMV will not know in MHO>

In the state of CT how long after a car accident do you have to report it to the police?

In all states an accident in which damage occurred (and even those in which there is no noticeable damage) are supposed to be reported to the police immediately and at the scene of the accident. If there is no police report it becomes next to impossible to collect compensation from the insurance company.

Is a police report required for an insurance claim?

It depends on how smoothly you want the insurance claim to go. Generally, insurance companies resist paying if there is no report to the police.

What are the penalties if you leave the scene of an accident after just hitting a telephone pole?

Most states have limits on damage. If the total damage exceeds the limit you should report it to police. If there was no damage to the telephone pole, you probably won't have any problems, but you can't always be sure.

Will an insurance company pay if there was no police report?

Most insurance companies want a police crime report number before a settlement is reached.


The car drectly behind you who hit you. The police report will assign fault. If you are not at fault, the person who is will be responsible for the damage. Get a copy of the police report from the investigating agency and give it to your insurance agent. Thay should take it from there.

What to do when you got car accident?

Call the police and get a police report. Call your insurance company and report it to them asap.

Should you contact the at fault insurance company for car damages?

No you don't have to call the at fault insurance company. You have to get the information from other driver, give this information to your insurance company/agent. You have to get the collision report from reporting center. If the damage is more than $1000 and somebody is injured too, you may call police and send the police report copy to your insurance co.

How do you report car insurance fraud?

phone the police...

Who is responsible for damage to a parked car?

Typically the driver that hit the parked car. But if there is no record and was a hit and run, you file a police report and your insurance should coverthe damage, less deductable.

Can an insurance company decide who is at fault when a police report has been filed?

An insurance company can assign fault regardless if a police report is filed or not. A police report is simply a report made by a neutral party at an accident scene. I believe there have been cases where insurance companies have assigned fault to one party when the opposing party was initially named at fault in a report.

Do you have to report car accidents to police?

It really just depends on the type of accident and severity of damage or when injury has occurred. Most accidents do not require a police report.AnswerIt is usually required. If it is a small ding type, less than $100 damage, there is usually no need. But insurance companies require a police report. And if you want to insure that there is no problem with a later lawsuit, it is a good idea to get the accident documented.

How do you claim third party insurance if you cannot get a copy of the other party's police report?

If you we in the vehicle, you can get a copy of the Police Report from the Police records department.

If a car backs into you in a MN parking lot a no fault state and there is no police report can you make them pay?

"No fault" in MN means that your own insurance company will pay for your medical expenses and/or wage loss if you are injured in a motor vehicle accident. Even without a police report you can contact the other driver's insurance company and make a claim for your property damage, if you have any. If the person is uninsured you then contact your insurance company to settle the property damage.

Do you need to report an accident to the police if you have hit a telegraph pole?

Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.

If your parked car was involved in a hit-and-run with damage less than your deductible and you filed a police report do you have to notify your insurance?

No. But they won't pay for it of course. =)

If you were at fault in an accident with no injuries or damage and a police report was taken will this affect insurance rates in California?

Yes. One point will be added to your official driving record.

If in a low impact at fault accident and you have no insurance and there is no police report or proof of any damage can uninsured driver be charged excessive repair costs?

sadly yes

What happens to a person if he hits a car files a police report stating it was a hit and run and the police find out that it was the peron who filed the report that hit the car?

you will most likely get charged with filing a false police report. If you reported it to your insurance you can add insurance fraud, which is a felony

Who is responsible for adjoining driveway drain damage?

Your answer depends on who owns the driveway, and who damaged the drain. Best practices dictate that you file a police report and contact your insurance carrier, who can sort out who pays for the repair of the damage.

Does my home owner's insurance cover damage done by predatory contractors?

It depends on the situation. If for example the contractor is a roofer and they damaged your roof trying to make it look like hail damage to get it bought by the insurance company, you can file a police report on them for vandalism and then file a vandalism claim with your insurance company.

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