Top Answer
User Avatar
Wiki User
Answered 2015-07-15 18:49:11

More than likely, yes. The car was the responsibility of the person driving it at the time of damage, regardless of the circumstances.

You are NOT liable for any part of the damage (including deductible) as long as you are driving with your friend's permission.

No, you are not responsible for the damage.

User Avatar

Your Answer

Still Have Questions?

Related Questions

Does homeowner insurance cover damage to pool liner?

Damage to your pool would be covered under Coverage B (other structures) of your policy. But, whether your liner would be covered depends on what caused the damage. If the damage is from normal wear and tear, then no, the damage would not be covered. Review your policy and determine what caused the damage to see if there is coverage. Also, remember the insurance company will only pay for the damage which exceeds your deductible. If you have a high deductible it may not make sense to report a claim.

What if you drove another friends car and while backing up you cause slight damage to the drivers side of the car Who is responsible your deductible is 1000 and the estimates are 842?

The insurance follows the VEHICLE not the driver. The coverage that is on the vehicle will apply. IF the damage is under the deductible...this may want to be paid out of pocket. Who should take responsibility...well, that can be argued, but usually a friend dhould offer to pay the damages as they did the damage. YOU caused the damage, YOU are responsible to pay to fix it, out of your OWN poocket. It is called being a "ADULT" and taking responsibility for your own actions.

If a flooded street caused engine damage will your insurance cover the damage?

If you have comprehensive coverage it will be covered. 'Flood' is a named peril listed in all auto policy contracts and most likely will be covered without a deductible.

Do you have to pay deductible if it was vandalism?

As long as your insurer pays for repairs, you have to pay the deductible. If you can find out who did the damage, they or their insurer pay for the repairs.

Does collision ins pay for hail damage?

After you meet your deductible

What is the auto dudctable insurance?

In terms of auto insurance, the deductible is the amount the policyholder is committing to pay if their vehicle is damaged or stolen before the insurance company is responsible for paying out a claim. A deductible applies to both comprehensive and collision physical damage coverage. Comprehensive will pay for damage or loss to your vehicle resulting from fire, theft, vandalism, hail damage, and wind. Collision pays for damage caused by an accident. You will be required to choose a deductible for each coverage ranging from $0 to $2000. While higher deductibles offer lower auto insurance rates, you will be responsible for paying this amount before the insurance company will cut a claims check. Choose a deductible that is practical for your situation.

What is the difference between deductible and premium?

The premium is what you pay for the policy. The deductible is what the insurance company will not pay for what is covered. For example you buy a car policy for collision. You pay the premium of $50. If you crash the car, the company will not pay any thing less than the deductible. If the deductible was $1000 and you sustained $1500 damage, the company would pay you $500. If the damage was less than the deductible, you get nothing.

If you have full coverage auto insurance and you damage another vehicle and not yours do you have to pay a deductible?

It is the liability portion of your auto policy that pays for the damage to another vehicle that you hit. There is no deductible to fix the other car.

Both parties in accident have geico ins. who pays for deductible?

If you are at fault, your policy will pay for the other person's damage under your property damage coverage. If you have collision coverage, you will have to pay your deductible if you are at fault.

What is meant by the term deductible?

The term deductible, when discussing insurance issues, applies to the amount of money you must pay out of pocket before your insurance coverage will pay for a claim. For example, if you have a $500 deductible on your homeowner's insurance policy and you have $1,000 worth of hail damage, you must pay your $500 deductible towards the damage and your insurance policy will kick in to pay the remaining $500 for repairs.

What is an AOP deductible in property insurance?

AOP stands for "all other perils." This would be your deductible on losses covered under your policy. Examples would be fire, theft, or vandalism. This would be separate from other deductibles that may apply to other covered losses (for example, damage caused by a hurricane).

Is there a deductible on additional liability coverage from rental car companies?

It depends on the car rental company and the type of insurance you sign up for. The LDW (Loss Damage Waiver) typically covers the car for most damage situations without a deductible or in some cases a small deductible (up to $100). Check the fine print or ask the rental agent about deductibles in case of damage.

What damage did the valdivia earthquake cause?

The valdivia earthquake caused a lot of damage. But I am not sure what kind of damage it caused.

When is auto deductible waived on a collision claim?

When you file a claim against your own company you must pay the deductible. Your company may pay you back the deductible only in cases where they go after someone else who was responsible for the damage and your company manages to collect for that damage. Some (not all) companies may also waive the deductible if the insured made no claim in the past 1 or 2 years, for example.

In Georgia if a deer hits your vehicle do you have to pay the deductible?

Yes, if you want to turn it into your insurance, you will be required to pay the deductible before they will cover the other costs of the damage. If another person hits your car, you would not have to pay your deductible.

Does homeowners pay for fence damage by wind?

Subject to your deductible, yes a standard HO3 policy should cover your wind damage.

What was the damage caused of Mount Etna?

It caused a lot of damage like destroying buildings

What is uv damage?

It is damage caused by the sun.

If the deductible is more than the damage do you have to go through your insurance company if you have a minor accident?

Only if there were another vehicle involved. If for instance you back into a tree you wouldn't want to make a claim, unless the damage exceeded the deductible. Perhaps not even then.

What causes most the damage associated with tornadoes?

The damage is caused by the powerful winds of the tornado. The rest of the damage is caused by debris.

Will your home owners insurance pay for rodent damage to your stove?

the standard homeowners policy excludes damages caused by rodents, insects and vermin. some states expand this language even further to name the specific types. all policies would include a deductible - the average stove may not exceed the deductible anyhow.

Still have questions?

Trending Questions
Unanswered Questions
Where is 5.9055118 on a ruler? Asked By Wiki User