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Oral Health and Dental Care
Insurance

If you just need regular checkups and cleanings which is cheapest dental savings plans insurance or cash?


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Wiki User
2015-07-15 19:07:31
2015-07-15 19:07:31

Discount health coverage is becoming increasingly popular because it provides uninsured individuals with a way to receive health care services at a substantial discount for the entire family without sacrificing on service.

To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).

The experience I have had is that if you do not have many dental issues.. That a plan I use is great. Its better than insurance, cheaper than insurance and less expensive than paying out right cash at the dentist office. Plus you get vision, prescription and chiropractic coverage included for for free. All for one low monthly charge. Under $12. who can beat that.

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To help prevent the problem, care should be taken when brushing and flossing the teeth. Regular dental checkups and cleanings are also recommended.

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Major medical insurance covers a variety of services. Some of these include a certain number of regular doctors' checkups annually, dental insurance, as well as prescription medication.

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Coverage truly varies by the policy. Companies typically offer separate health and dental insurance, but there can be overlap. But usually health insurance does not cover regular dental visits like cleanings and fillings.

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brush, floss, get a regular cleanings at the dentist office

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New Jersey FamilyCare Health Insurance covers the following services; doctor visit, eyeglasses, hospitalization, Lab tests, x-rays, prescriptions and regular checkups.


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