Repossession
Auto Insurance
Auto Insurance Claims

If you let someone drive your car and they crash are they covered?

353637

Top Answer
User Avatar
Wiki User
2015-06-04 21:16:17
2015-06-04 21:16:17

It really just depends on the type of insurance policy you purchased. Standard or limited lines policies differ significantly.

Standard policies tend to cover any permissive use driver as defined in the policy under the section "Covered Drivers".

Limited policies, also known as operator or named driver policies, although economical if price was an issue at the time of purchase, will not cover any person who is not named on the policy.

It would be best to simply to contact your insurance agent and ask about coverage advice for the accident. If you purchased your policy direct, meaning you have no agent to advocate for you, then you will have to rely on the advice whomever answers the 800 number when you call.

1
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0

User Avatar
Wiki User
2005-11-29 06:23:36
2005-11-29 06:23:36

yes they are covered IF you had coverage, your insurance should pay up to your limits. If claims exceed your coverage, any auto insurance policy the driver might have would pay. If the damage exceeds your combined limits, you could both be sued for any remaining amounts.

1
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0

Related Questions

User Avatar

yes, not for the car but for yourself. you will not be insured on their car though if you crash it.

User Avatar

if you kill or injure someone in a car crash can they take a blood sample against your will?

User Avatar

you are covered ONLY if the owner of the car you are driving is insured for occasional drivers. Your mother's insurance has nothing to with another 's person's car that you have borrowed.

User Avatar

someone gets into a car crash almost every two minutes.

User Avatar

yes, but he was in a car crash

User Avatar

It is illegal to drive a car that is not insured for at least third party cover (i.e. if you hit someone then they - but not you - will get paid out). Therefore if the car is not covered on an insurance policy that YOU have then to drive it you would need to be covered on someone else's insurance. Some people hold insurance policies that allow anyone (with permission from the owner) with a valid license to drive the car and in this case you would b covered on this policy - many company cars have this sort of policy. It is you DUTY to make sure that you/the car has as covering policy before you drive it and that you can PRODUCE this policy for the police should they require you to do so.

User Avatar

Car insurance is usually for a specific car. So if you are covered to drive your fathers car that would not apply to your mothers car.

User Avatar

it means you're covered only for a straight crash where you hit someone. no fire or theft cover etc.

User Avatar

You can watch car crash videos online at the YouTube website. Alternatively, you can also find car crash videos online at the Break website. Once on the page, do a search for "Car Crash."

User Avatar

Yes, if you give them the keys, they can drive it if they are of legal age with your permission. However, under your insurance, you can get blamed if they were to get in a crash or hit something or someone.

User Avatar

car because if you crash bus don't have airbags and also a bus can tip over in a crash so the answer is a car

User Avatar

There are many things that could be meant when you dream about someone dying in a car crash. You could be feeling guilty for example.

User Avatar

if uo run into someone uo car crash

User Avatar

If you are a licensed driver but not listed on the policy the vehicle will not be covered. If you are not licensed it will be covered.

User Avatar

The owner's insurance covers the car and usually whomever is driving it. Many people drive cars that belong to someone else. If you are a licensed driver, you'll be covered.

User Avatar

From the car crash, the drive sustained serious injuries.

User Avatar

You as the driver are responsible for any crash you cause in this case. If you were told the car was insured and can prove it you could sue the lender for reimbursement.

User Avatar

Theft is not the same as accidents. If you drive a car, whether it is in your name or someone else's name, and you have an accident, then your own insurance is applicable, but if someone else's car is stolen, that doesn't seem to involve you. Presumably you were not in the car when it was stolen, right? What involvement do you have?

User Avatar

ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.

User Avatar

Words that describe nouns are adjectives; the term 'car crash' is a compound noun. Some adjectives to describe the noun car crash are:a terrible car crasha serious car crasha minor car crashan unfortunate car crashan expensive car crasha staged car crash

User Avatar

You should get car insurance when you have your drivers license and you are regularly driving a car. With you license it is legal to drive someone else's car on a rare occasion as long as they have insurance, you will be covered. This however cannot be habit, and must not be part of a regular routine (borrowing the car every Thursday) So if you own a car, have your drivers license, or regularly drive someone elses car, you should have insurance or be put as an occasional driver on someone elses car.

User Avatar

The chances of being killed in a car crash at 16 is extremely high considering it is when people first learn how to drive.


Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.