Best Answer

yes they are covered IF you had coverage, your insurance should pay up to your limits. If claims exceed your coverage, any auto insurance policy the driver might have would pay. If the damage exceeds your combined limits, you could both be sued for any remaining amounts.

User Avatar

Wiki User

โˆ™ 2005-11-29 06:23:36
This answer is:
User Avatar
Study guides

Create a Study Guide

More answers
User Avatar

Wiki User

โˆ™ 2015-06-04 21:16:17

It really just depends on the type of insurance policy you purchased. Standard or limited lines policies differ significantly.

Standard policies tend to cover any permissive use driver as defined in the policy under the section "Covered Drivers".

Limited policies, also known as operator or named driver policies, although economical if price was an issue at the time of purchase, will not cover any person who is not named on the policy.

It would be best to simply to contact your insurance agent and ask about coverage advice for the accident. If you purchased your policy direct, meaning you have no agent to advocate for you, then you will have to rely on the advice whomever answers the 800 number when you call.

User Avatar

Add your answer:

Earn +20 pts
Q: If you let someone drive your car and they crash are they covered?
Write your answer...
Related questions

Do you need auto insurance to drive a car owned by someone else if you don't own a car?

yes, not for the car but for yourself. you will not be insured on their car though if you crash it.

What happens if you kill someone in a car crash?

if you kill or injure someone in a car crash can they take a blood sample against your will?

If your in a car crash Will locked car doors open in a crash?

Only if someone unlocks them.

I am covered on my mothers auto insurance she has comprehensive if i drive someone elses car and get into an accident will i be covered?

you are covered ONLY if the owner of the car you are driving is insured for occasional drivers. Your mother's insurance has nothing to with another 's person's car that you have borrowed.

How often is there a car crash?

someone gets into a car crash almost every two minutes.

If I'm covered under my father's insurance can I drive my mother's car?

Car insurance is usually for a specific car. So if you are covered to drive your fathers car that would not apply to your mothers car.

What is 'cheap liability only car'?

it means you're covered only for a straight crash where you hit someone. no fire or theft cover etc.

Is it legal to drive a car that is not insured on your insurance?

It is illegal to drive a car that is not insured for at least third party cover (i.e. if you hit someone then they - but not you - will get paid out). Therefore if the car is not covered on an insurance policy that YOU have then to drive it you would need to be covered on someone else's insurance. Some people hold insurance policies that allow anyone (with permission from the owner) with a valid license to drive the car and in this case you would b covered on this policy - many company cars have this sort of policy. It is you DUTY to make sure that you/the car has as covering policy before you drive it and that you can PRODUCE this policy for the police should they require you to do so.

Does drake bell drive?

yes, but he was in a car crash

Where can someone view car crash videos?

You can watch car crash videos online at the YouTube website. Alternatively, you can also find car crash videos online at the Break website. Once on the page, do a search for "Car Crash."

Is it safer too drive a bus or a car?

car because if you crash bus don't have airbags and also a bus can tip over in a crash so the answer is a car

Can a relative drive a car to work that you own?

Yes, if you give them the keys, they can drive it if they are of legal age with your permission. However, under your insurance, you can get blamed if they were to get in a crash or hit something or someone.

If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?

You have to list the drivers covered to drive your car on the policy. If not he is not covered.

What does it mean if you dream someone died in car crash?

There are many things that could be meant when you dream about someone dying in a car crash. You could be feeling guilty for example.

Will AARP cover a minor accident if someone else was driving your car?

ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.

If i drive my moms car and i live with her but im not on the policy and i get in an accident is the car covered?

If you are a licensed driver but not listed on the policy the vehicle will not be covered. If you are not licensed it will be covered.

Would I be insured to drive a car with owners permission?

The owner's insurance covers the car and usually whomever is driving it. Many people drive cars that belong to someone else. If you are a licensed driver, you'll be covered.

Example car accident?

if uo run into someone uo car crash

When should you get car insurance?

You should get car insurance when you have your drivers license and you are regularly driving a car. With you license it is legal to drive someone else's car on a rare occasion as long as they have insurance, you will be covered. This however cannot be habit, and must not be part of a regular routine (borrowing the car every Thursday) So if you own a car, have your drivers license, or regularly drive someone elses car, you should have insurance or be put as an occasional driver on someone elses car.

What is a sentence for sustained?

From the car crash, the drive sustained serious injuries.

If a car is stolen and you have insurance but the vehicle is in someone elses name will it be covered?

Theft is not the same as accidents. If you drive a car, whether it is in your name or someone else's name, and you have an accident, then your own insurance is applicable, but if someone else's car is stolen, that doesn't seem to involve you. Presumably you were not in the car when it was stolen, right? What involvement do you have?

What happens if you lend your car to someone with no license and they crash?

your car is now a trash if it crashes

What is your chances of being killed in a car crash if you are 16?

The chances of being killed in a car crash at 16 is extremely high considering it is when people first learn how to drive.

If you do not have insurance but the car is insured are you okay to drive it if you are not the primary driver?

Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.

Whose insurance covers you if you drive a friend's car but only have a learners permit and your parents have the same insurance company?

I hope you're asking this before you need to know, not after.In most cases the insurance is on the car, not the driver, so it would be the car owner's insurance. Generally, the insurance will cover someone driving with the owner's permission, but there could be an exclusion for someone with a learner's permit. You and your friend should know before you drive the car. If we have a driver's license and covered under an insurance company for our car, can we still drive a friends car which is covered under a different insurance company. And which company will cover the car in this scenario.