no, YOU won't personally pay out of pocket, but your insurer will cover the cost, and then hike your rate unfortunately.
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.
bananners!
Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party.
If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.
Assuming in this instance the uninsured driver is the one at fault, he or she is still liable for any property damage & personal injuries that may have resulted from the accident. The injured party will make a claim against his or her uninsured motorist policy. But that insurance company can, and often will, sue the uninsured driver.
Uninsured motorist property damage coverage is usually not required and sometimes is not offered at all in a particular state. If it is offered in your state you should consider purchasing it. One accident with an uninsured driver can leave you with significant bills to cover your property damage.
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
If the car is insured and covers other drivers, the damage will be covered to the limits of the policy. If not, they're on their own.
sadly yes
If you were not involved in an accident with another vehicle, scrap your car (hopefully sell it for a minimal amount) and buy a new car- you don't have many options... If you were in an accident with another vehicle, and it was the other driver's fault, their insurance should pay for your damage...if it was your fault, you are liable for any damages personally.
It is highly unlikely.