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If you live in Michigan and your spouse dies who pays the credit card bill if it was not a joint account?
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∙ 12y ago
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Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.
Is it illegal to remove your spouse from joint checking account?
No. it is not mandatory to have a joint account with your spouse. If you feel, you no longer wish to have your spouse in your joint account, you can let them know and then contact the bank to remove their name from the accounts joint holders list.
In Ohio does a spouse assume partners debt that was incurred before the marriage?
No. Although the spouse can be affected by the outstanding debt when applying for joint credit or if a joint bank account is levied by a judgment creditor.
When adding your spouse to bank account does it have to be a joint account or can they just have a card and other access?
It depends on the type of account - and the bank. If you're simply wanting the spouse to be able to spend money that's in the account - they can be added as an additional card holder. Alternatively - if you want the spouse to have equal control of the account (changing credit limits for example) - then it's better to have the account in joint names.
Is bank account joint if spouse not named on account?
No
In Alabama is a surviving spouse responsible for the credit card debt of their deceased spouse?
Alabama is not a community property state, the surviving spouse is not responsible for creditor debt unless he or she was a joint account holder.
Is a spouse entitled to a bank account if not on the account?
A spouse may open as many bank accounts as they wish. If, on the other hand, you are referring to a joint account; then there will have to be paperwork filled out adding the spouse to the account and thus creating a joint account. This requires the agreement and signature of the original account holder.
Can you use your deceased spouse's or parents' credit cards?
Absolutely not, unless you're an authorized user or joint account holder. That would be credit card fruad, a felony. If you are on the account, you still need to let the credit card companies know of the death, as it may change the status of the account.
Is the spouse resonsible to pay off credit card debt if their name is not on the card and if there is no estate?
Yes if the account if joint regardless if the actual card did not have their name on it.
If you have a joint checking account in Michigan can a credit card company freeze the account?
Yes, if a creditor wins a lawsuit and is granted a judgment, said judgment can be enforced as a bank account garnishment. A joint account (even a marital one) is subject to attachment to the extent of the debtor's share.
How do you remove an ex spouse from a credit report?
Contact the credit beau's by phone or postal mail. Ask for the individual's name to be removed from current co- applicant / spouse section of your report if applicable. Your ex spouse's name will still remain on joint accounts until they are no longer being reported by the creditors. If you look at your report locate the date credit will continue to show on your report and that is how long your co-applicant will remain on your credit. Ex: John Doe, creditor, joint account. With Experian it may say the name of the other person who holds the joint account. Ask which creditor's may still be reporting it as such and contacted them. Check your credit regularly and look to see that spouse is not later added back on my mistake.
What is joint credit life insurance?
Joint credit life insurance is money paid to you or your spouse if either of your are ever arrested on drug charges.
