Insurance
Tickets Points and Auto Insurance Rates

If you move from one state to another will your insurance points follow you?

232425

Top Answer
User Avatar
Wiki User
2005-10-01 01:28:09
2005-10-01 01:28:09

Typically when you get a driver's license in a new state the tickets that appear on the old driver's license do not transfer. Accidents do however stay on the CLUE database and will follow you everywhere. Technically if have tickets in another state and don't disclose them to the new insurance company in the new state you are making a material misrepresentation on the application which has the potential to get a claim denied at some point in time. I personally don't know of that happening but there is always the extreme case.

1
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0

Related Questions

User Avatar

Insurance follows the car, and points follow the driver. which means that the friend will receive the ticket and the points against his insurance. However, your insurance will pay for your car and you should not receive the points for the ticket. Check with your state for insurance guidelines.

User Avatar

You essentially are renewing your license in the second state. Your record will follow you. Paying up if you do not have too many points and getting insurance coverage may allow you to get the license.

User Avatar

Yes, if you move to another state, a ticket from your current state can affect your insurance. It can also affect your driver's license depending on what the ticket was for and if points were credited to your driver's license.

User Avatar

No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are driving another persons vehicle.

User Avatar

These days with computer links the odds are good that it will follow you. Although it does depend on the technology the city/state where you got the ticket and where you are going to have at their disposal. Most insurance companies will run a motor vehicle report either right when you are quoted or when the application is submitted.

User Avatar

NO, IT WILL FOLLOW YOU. Now all the states are "linked" a long time ago you could get away with it, but not now.

User Avatar

If you have made this new State your primary residence state, your insurance company may require after one year that you register your car and your license in your new state. The auto insurance should follow the registered state, and if you are a permanent resident, then you should register your car and re-write a new auto policy for that state.

User Avatar

The points that a person acquires from a ticket will vary in each state. You can find out how many points you ticket was from your insurance agency. The insurance agency has access to this information.

User Avatar

No, An SR22 is a reporting of your insurance to the state that required it. This is caused by an infraction in your state. If you wanted an SR22 in another state you would need a separate insurance policy in that state.

User Avatar

In most states, whenever a motorist receives a traffic ticket or other driving violation they are assessed two different types of points: driver's license and insurance points. The schedule of points varies from state-to-state, so it's best to contact your state or local Division of Motor Vehicles.

User Avatar

I am retired and have kaiser insurance in california, will i have coverage in colorado

User Avatar

It really depends on the state that you live in.

User Avatar

It doesn't matter where you live or where the infraction occured... it will follow you from one state to another.

User Avatar

If you are in the military and stationed in another state, you do not have to change your auto insurance to another state if you plan to reside at minimum of 6 months. However, if you plan to change your state driver's license and reside more than 6 months, your auto insurance must be changed.

User Avatar

In most cases it is not local police that report points on a license to the insurance company. The points assessed on a driver's license are reported to the state by the courts after the court decides punishment. The state then reports points to an insurance company. This could take 2 to 3 weeks, unless the license is immediately revoked, then the state is informed within 1 to 3 days.

User Avatar

Depends on the points system in your state and the points on the tickets (also depends on if you can still afford insurance). Check your state DMV.

User Avatar

No. Your insurance carrier needs to know where you are driving the vehicle most. It is called insurance fraud to live in one state, but have coverage somewhere else. Now if your insurance company is located in another state, but they know where you are and have your address updated, then it is okay.

User Avatar

Look at your bill. If it shows your address in the state that you currently reside in, then that will tell you what state you are insured in. You can still drive to whatever state you want and still be covered. If you move to another state then you must get a new insurance policy in that state. It is illegal to have insurance in another state and not live in it.

User Avatar

Kaplan Financial Education has state-approved Insurance Continuing Education. Another provider of state-approved Insurance Continuing Education is WebCE.

User Avatar

All the 50 States now have Reciprical agreements in regards to information sharing, Thinking that going to another state or another insurer is somehow going to get you off the hook is a dangerous idea. The points reflect your driving hsitory, those points have nothing to do with your insurer or the state your in. You had an at fault accident, therfore you have those points. Misreprentation of your risk factors by failure to reveal your driving history consitutes Insurance fraud by intentional ommission of a known risk factor. Should you obtain insurance with another company and they later find out that you defrauded them, Not only can they cancel your policy retroactively but they can also refuse to pay for any claim or accident even if they did not find out you lied until after the accident. You could find yourself Un-Insurable and your driving priveledges can be revoked permanently when caught.

User Avatar

Yes, the current state you are in is the state that you must follow the laws by. You will have points on your license for an accident in Maryland even if you are in Virginia.

User Avatar

Depends on the state and your insurance policy. call your local agent.

User Avatar

yes the points will be assessed. you have to mail the money to the different state/county/whatever or you might be able to do it online by credit card. i think it affects your insurance same as if you were speeding in your state.

User Avatar

State Auto Insurance Company is a large insurance company that writes auto, home, and other lines of insurance in most states. I don't believe it is part of another group but it owns other insurance companies as subsidiaries of State Auto.


Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.