Yes, If still a minor the legal guardian (usually the parents) can be sued under parental liability statutes.Yes, if the child was driving the parents vehicle at the time of the accident.No, If your daughter is over 18 or otherwise emancipated by law and not driving the parents vehicle.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
If a Homeowners dog bites a child and tears their lip open causing multiple surgeries what is the insurance liability to pay medical bills liability or compensation?
You should carry insurance on your children until they are old enough to get insurance on their own. This is usually when your child graduates college. As long as your child is a full-time student and one of your dependents, then you should be able to carry insurance on them.
The person providing access to a vehicle should provide coverage for all persons they allow to operate their vehicle. Should you provide access and fail to provide coverage you can be held personally liable for any damage the child does. If the child somehow obtains the vehicle on his own then liability may fall to the legal gaurdians depending on the circumstances of legal gaurdianship and control.
gyptian have a child? i what to know
The obvious answer would be NO, why would you have to carry insurance on a child that is now considered an adult.
To become licensed child care center, you are required to have commercial liability insurance. However if becoming licensed is not your goal, commercial liability insurance is not necessary. You should consider increase your home owners insurance to protect you in the event of accident. Most insurance companies will provide you additional coverage for people wanting to do a start a home based day care.
Yes, if the child is claimed as a dependent for tax purposes.
If the child drives any of your vehicles, yes. If the vehicle is in the child's name, no.
No. Homeowners insurance only covers physical damage to the home and contents and liability risks.
If the vehicle is titled to the parents then little chance of removing liability from mom and dad. If child is titled owner, and has their own auto policy then very likely the parent's can separate their own liability.