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If you only have PL and PD car insurance what does it cover?

Updated: 9/14/2023
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Williamcrawford

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9y ago

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PL and PD car insurance stands for; public liability and property damage. The insurance will cover a loss to an individual, other than yourself, or damage to someone else's property.

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Wiki User

9y ago
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Q: If you only have PL and PD car insurance what does it cover?
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Related questions

If you have PLPD or no fault insurance and you hit someone from behind and their car is fine and yours is not will your car insurance cover it?

No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.


Does pl pd insurance cover medical insurance?

Yes it does.


How much auto insurance do you need?

you only need pl and pd on a used car and full coverage on a new car


What is the difference between Full Coverage and Pl and PD insurance?

"Full Coverage" usually means you have enough coverage to fix your car and their car regardless of who is at fault. PI and PD only fixes their car and your injuries.


Does your pl pd insurance cover damages to the other vehicle?

Yes.


If someone hits your car and you have pl-pd insurance will their insurance cover your car if they were totally at fault?

Yes. eg: If you have pl/pd, the insurance won't pay for repairs for YOUR car if it is you fault, but they will pay the repairs for the other car There's the big problem of having only the required liability insurance. If you do not have comprehensive and collision, you may have to sue the at-fault driver to force his insurance carrier pay. If you have coverage of your own, you can file a claim with your agent and immediately collect the damages (less your deductible) and your company will sue his if necessary. If and when they win or receive a settlement, you will get your deductible back.


What if you only have PL PD on your car and while its parked it gets hit by a drunk driver with no insurance in the state of michigan?

That means that you have liability coverage only, which does not cover your damages. If the other driver is uninsured, the only option left is, to take him to court and sue him for your damages.


Does uninsured motrist insurance cover you if you hit a deer?

no, but the PD should be covered by comprehensive


What if you have pl-pd and the person who hit you has no insurance And left the accedentWhat will uninsured or under insured moterest cover?

If you have insurance call your agent.


Does PlPD insurance cover replacement costs of a power pole?

PIPD? Please advise if you mean PIP/PD... PD, being property damage to others would pay for damage to a power pole, but only to the limits within the policy.


What does PLPD car insurance cover you for?

PLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note that PL&PD does not cover your vehicle nor you as the driver.


What is PD Insurance?

PD insurance is Property Damage Insurance mostly used in the commercial areas of transportation.