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No, however you would create a real argument should you be injured in someone else's car and tried to look to your carrier for coverage. Which one would want to jump in and pay policy limits voluntarily?

No, but often having two cars carried under the same policy/carrier will often qualify you for a multiple car discount.

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โˆ™ 2015-07-16 19:19:22
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Q: If you own two cars do they both have to be insured with the same insurance company?
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Related questions

If a uninsured car is parked and hit by an insured car will the insured cars insurance company pay for damages?

Only if the insured car was at fault.


Are you insured to drive other cars which are not insured?

You should double check with your insurance company to see how your policy is written, but usually your insurance would kick in as secondary coverage and you would be covered.


Does State Farm Auto Insurance give premium discounts for having multiple cars insured with them?

State Farm does provide premium discounts for having multiple cars insured with them. As long as both cars are owned in the same household and both insured with State Farms, great discounts can be obtained.


If you own two cars do you have to carry the same auto insurance on both cars even if both cars are in your name?

You can have ins on both car with same ins polictyAnswerYes, You need both cars insured. the vechicle can be added to your policy.


What insurance covers medical bills in an accident where someone not on the cars insurance was driving and wrecked?

The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.


Does a 16-year-old with a drivers permit need insurance?

Oddly enough, people aren't insured; cars are. Your son doesn't need insurance, but the cars he drives must be insured.


Do insurance companies pay for wrecked cars?

It can be said that insurance companies pay for cars after a wreck as long as you are fully insured. But when a person does get money from the insurance company it doesn't mean that they are buying it from you. The car will have to be taken to a car junk yard and you can sell it to them.


Why do you need to tell your insurance company that your teenager has a drivers license when you only have two cars and both are insured?

All persons who are going to be driving the "family' vehicles have to be on the policy. Insurance companies have a different criteria for insuring teenage drivers than they do for adults.


Does your insurance company offer auto insurance for antique cars?

My insurance company state farm offer antique cars insurance. Look at your local insurance company and shop arround I have found that progressive all offer insurance for antique cars.


Can you have two different cars insured by two different insurance companies?

Yes


You have two cars insured by the same company If they collide with each other will a claim be honored?

Absolutely. It is treated just as another claim, which the Insurance co has to honor.


Who pays if same policy covers both cars involved.?

Well, my guess would be the policy that covers both cars! And your insurance company is NOT going to love you anymore.

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