Auto Insurance

If you own two cars do they both have to be insured with the same insurance company?


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Wiki User
2015-07-16 19:19:22
2015-07-16 19:19:22

No, however you would create a real argument should you be injured in someone else's car and tried to look to your carrier for coverage. Which one would want to jump in and pay policy limits voluntarily?

No, but often having two cars carried under the same policy/carrier will often qualify you for a multiple car discount.


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You should double check with your insurance company to see how your policy is written, but usually your insurance would kick in as secondary coverage and you would be covered.

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State Farm does provide premium discounts for having multiple cars insured with them. As long as both cars are owned in the same household and both insured with State Farms, great discounts can be obtained.

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You can have ins on both car with same ins polictyAnswerYes, You need both cars insured. the vechicle can be added to your policy.

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The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.

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