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No, however you would create a real argument should you be injured in someone else's car and tried to look to your carrier for coverage. Which one would want to jump in and pay policy limits voluntarily?

No, but often having two cars carried under the same policy/carrier will often qualify you for a multiple car discount.

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โˆ™ 2015-07-16 19:19:22
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Q: If you own two cars do they both have to be insured with the same insurance company?
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Related Questions

If a uninsured car is parked and hit by an insured car will the insured cars insurance company pay for damages?

Only if the insured car was at fault.

Are you insured to drive other cars which are not insured?

You should double check with your insurance company to see how your policy is written, but usually your insurance would kick in as secondary coverage and you would be covered.

Does State Farm Auto Insurance give premium discounts for having multiple cars insured with them?

State Farm does provide premium discounts for having multiple cars insured with them. As long as both cars are owned in the same household and both insured with State Farms, great discounts can be obtained.

If you own two cars do you have to carry the same auto insurance on both cars even if both cars are in your name?

You can have ins on both car with same ins polictyAnswerYes, You need both cars insured. the vechicle can be added to your policy.

What insurance covers medical bills in an accident where someone not on the cars insurance was driving and wrecked?

The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.

Do insurance companies pay for wrecked cars?

It can be said that insurance companies pay for cars after a wreck as long as you are fully insured. But when a person does get money from the insurance company it doesn't mean that they are buying it from you. The car will have to be taken to a car junk yard and you can sell it to them.

Why do you need to tell your insurance company that your teenager has a drivers license when you only have two cars and both are insured?

All persons who are going to be driving the "family' vehicles have to be on the policy. Insurance companies have a different criteria for insuring teenage drivers than they do for adults.

Does a 16-year-old with a drivers permit need insurance?

Oddly enough, people aren't insured; cars are. Your son doesn't need insurance, but the cars he drives must be insured.

Does your insurance company offer auto insurance for antique cars?

My insurance company state farm offer antique cars insurance. Look at your local insurance company and shop arround I have found that progressive all offer insurance for antique cars.

Can you have two different cars insured by two different insurance companies?


You have two cars insured by the same company If they collide with each other will a claim be honored?

Absolutely. It is treated just as another claim, which the Insurance co has to honor.

What happens if an insured driver hits a driver who is not insured on the cars policy?

Well you see, it is for this very purpose that car insurance is required by law; it is unfair on the rest of the insured drivers if some drivers are not covered. so, basically, you wouldn't be paid out for damages unless your insurance company or broker covers you for being hit by uninsured drivers.

Who pays if same policy covers both cars involved.?

Well, my guess would be the policy that covers both cars! And your insurance company is NOT going to love you anymore.

Do you need insurance with a learner's permit?

Yes. All cars on the road have to be insured. If you have a learners permit, then you need to be driving with someone who does have their license and is insured.

Can you get insured on your boyfriend's car if you do not live together but you use the car the most?

The owner of the vehicle buys the insurance -- for the vehicle. Cars are insured, not drivers.

Does a new teenage driver need to be insured himself if hes only driving his parents insured cars?

He should be a rated driver in the house on something. If not,,,the insurance company could decide to cancel if the teenage driver was not rated, and had a negligent accident.

How do account executives compute auto quote?

The researcher of this question is assuming this particular question is directed at companies which have fleets of cars. In this case the CEO of the company or the CFO of the company would contact the manager of the dealership and they would receive a quote on cars for purchase then for insurance one would contact the insurance agent, expressing how many cars need insured, because there are multiple cars there would be a discount applied to this corporation.

Who is the insurance company providing the insurance for the MSN cars?

There are many companies that provide insurance for MSN cars. You should find the company that fits your needs the best, financially and amount of coverage.

Can you be insured on 2 motability cars?

Yes you can be insured on 2 cars.

What services are provided by Linea Directa?

Linea Directa is an insurance company. Specifically, the company provides insurance for vehicles. Some vehicles that are covered by their insurance include company cars, motorbikes, regular cars, and quad vehicles.

Can 3 cars be insured under one person?

yes if it was a shared insurance. and by the way im 12

What does proposer excess mean when quoting for cars?

Proposer excess means the amount the insured has to pay towards the cost of any insurance claim. The proposer is the insured or policyholder.

What to do if the person that hit my car was driving a borrowed car?

Turn it into your insurance company first. Your insurance should handle everything. The way it usually works is his car is supposed to be insured so contact the "borrowed" cars owner and see if the driver is covered, if not the borrowed cars owners insurance may not pay and the owner will be liable for the cost of repairs, etc.

Where can you get electric car rental business insurance in Florida?

MBA Insurance company has insurance for electric cars.

Where can one purchase insurance for a collectors car?

American Modern Insurance is one company that offers insurance for collector cars. Also, many other insurance companies, such as Progressive and Esurance, partner with Hagerty Company to cover collector cars.