Credit and Debit Cards
Improving Your Credit Rating
Money Management

If you pay off your spouse's debts before you get married would that improve your joint credit rating?

Top Answer
User Avatar
Wiki User
Answered 2015-07-15 19:43:55

There is no such thing as a joint credit rating or joint credit score. Even when two people apply for credit together, their credit is pulled and scores are provided separately. These two separate reports can be merged into one single credit report, but look closely; you will still see separate scores on each bureau for them.

User Avatar

Your Answer

Still Have Questions?

Related Questions

What would a person have to do to improve their credit rating when they have no credit at all?

To improve a credit rating with no credit at all is to find a reliable source of revolving credit. A merchant or credit card that reports to the major creditors monthly. Many credit cards offer this and it should be disclosed before you try to be approved.

What is the definition of Annual Household Income on credit card applications?

If you are applying (non-married) it means your approximate yearly income. If married add your spouses income to that total (if getting a card for spouse as well that is)

Does Wisconsin garnish a spouses wages to satisfy a credit card debt?

No, Wisconsin will not garnish a spouses wages to satisfy a credit card debt. Credit cards do not generally seek garnishments unless the amount is very large.

Using a dead spouses credit card?

Using a dead person's credit card is a criminal offense.

Does bankrumpcy for premarital debt affect my husbands credit?

Yes, if your husband has a bankruptcy before he got married it will still effect his credit.

Is an authorized user on a credit card liable?

Not to the credit card issuer. The account holder is totally responsible for debt incurred on a credit card. The exception is married couples residing in community property states, where both spouses are considered have the same rights to property and assets and the same responsiblity for debts.

Does auto loans improve credit?

yes of course but if you pay them on right time this will give you benefit to improve your credit score as well as credit history.

Where can you get a loan with a 567 credit score?

Typically, NO. The average score in the USA is 687. At 567, you are 120 under the national average. Fix your credit and improve your credit score first before applying for a loan.

Will secured credit card improved my credit?

Will secured credit card improve my creddit

Am i responsible for a Spouses credit card debt?

If you applied together for the credit card creating a joint account from the beginning, yes ... otherwise, no.

Does your credit report show if your married?

If you filled out any applications for credit and said you were married -or- if you have any joint credit with your spouse, it will be on your credit report.

You have one payment left on your car loan when you pay it will your credit improve?

If you made all your payments on time this will improve your credit record.

How do I improve my credit rating?

The best way to improve your credit score is to pay off any outstanding debts you may have. You can find out more ways to improve your credit rating you can visit http://www.aaaprocreditsolutions.com/adwords/?gclid=COv177G7_KkCFQFN4AodU28vVQ

Do You need a cosigner if your married?

Having a cosigner has nothing to do with your marital status. It's all about your credit. If you do need a cosigner for lets say a car loan, then it's better to have your spouse sign than ask a relative/friend to sign. Unless your spouses' credit is bad, then you have to look into a person who has good credit. Hope this helps!

How does Lexington Law improve credit scores?

Lexington Law can improve your credit score by removing the credit history items that will lower your score. Doing this will raise your overall score.

How can you improve your car credit rating?

Increasing a car credit rating is the same to improve as ones overall credit rating. The most effective way to improve a credit rating is to make payments on time and of the correct amount. Another key component to improving the rating is to pay down all credit balances that are outstanding.

Are spouses responsible for credit card debt in Kansas?

If you are a joint applicant, then yes, but if the card is not in your name, then no.

Is it possible to pay to improve a credit score?

You cannot pay the credit rating bureaus to improve your credit rating. However, you can improve your credit rating by paying your bills on time and paying the full required amount due. If you can put additional money towards paying off your mortgage, car loan, student loan or credit cards, this can also help.

What actions would improve your credit score?

paying off your credit card bill

Can personal credit card debit effect the spouses business?

Yes, it can, unless the spouse's business is incorporated.

How do improve my credit rating?

The best advice any Credit Assoiciate will give you to improve your credit is make your payments on time all the time. Always pay the medium due and always pay it ontime.

How do you improve a credit score of 700 with many open accounts and a short credit history?

700 is almost perfect. It would be nearly futile to try to improve it.

Still have questions?

Trending Questions
How to Make Money Online? Asked By Wiki User
Best foods for weight loss? Asked By Wiki User
Does Neil Robertson wear a wig? Asked By Wiki User
Unanswered Questions
How old is zak beggans? Asked By Wiki User
Does arsenio hall have ms? Asked By Wiki User