Yes. In a rear end accident, the liability is still there even if police are not called.
You get their insurance Information and submit a claim for any damage or repairs to the Insurer
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.
Yes. The guy who hit your car pays or his insurance covers it.
US Fidelis offers insurance for auto-repairs. They pay the repair shop while you pay your monthly insurance cost to them
The best source of information would be your insurance agent or other Insurance Company Representative. Most Homeowners insurance policies have coverage available for storm damaged roofs.
No - insurance is for sudden and accidental damage. Routine repairs are considered maintenance and maintenance is not covered under any insurance policy.
If you are speaking of mechanical repairs the answer is no. Auto insurance is only made to pay for damages from covered accidents or comprehensive claims. Maintenance and mechanical repairs are not covered causes.
You need commercial General Liability Insurance
Usually an insurance co. wants a quote on the repairs,if they want after market parts, then they are cheap and I would use another insurer. Once you give the Ins co. the estimate or two estimates if from the original dealer, the original dealer should use genuine parts, and ask for the empty boxes. If you get the check from the insurance co. it is up to you to do the repairs, they will not pay again for same thing. If you get the check and cash it and do no repairs, its on you.
There are many places where one can find information on dishwasher repairs. A good place to find information on dishwasher repairs is the website "howstuffworks".
Just contact your Home Insurance Company and ask them about it. Many companies are fine with this for small claims or minor repairs.