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If you receive two 'pre-approved' credit card offers will accepting one affect your ability to accept the other?
Wiki User
∙ 8y ago
Yes. Preapproved credit card offers are extended based on promotional (partial) pulls of your credit bureau file. When you send in the application, which is a contract and an authorization, you allow the credit grantor to pull a complete credit report. This 2nd pull causes a "hard" inquiry to be generated. Hard inquiries impact your credit score. The inquiry would indicate to any other potential creditor that you are opening up other accounts. This is an indication of risk and is reflected in your score as such. Having a new account is also a risk indicator. Your score receives a deduction for new accounts for at least 6 months and as long as 2 years. The upside to having the account is that the available credit line will change your ratio of debt-to-available-credit, unless you charge a lot of money on this new account. New credit accounts are factored as a risk because you now have the potential of running more debt than before.
Wiki User
∙ 8y ago
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Does a mortgage company have to accept a late payment during a bankruptcy if they receive it?
No.
Is it possible to get a loan with bad credit?
Some agencies will accept high risk people with bad credit to receive a loan. It is still possible to receive a loan despite having bad credit.
Explain the Concept of perceptual defence.What are the most common perceptual errors that you makehow does it operateHow can we reduce it?
Perceptual defense is when an individual simply refuses to see or accept an event as it happens. This concept can be defined as a coping mechanism to not deal with something negative. An example would be when someone dies and a family member can not accept it. It can be reduced by accepting what is happening.
Can you write a check in red for a us bank?
Occasionally they will accept it, but the scanners in clearing houses cannot see the red ink. If they end up accepting it, someone at the bank will probably write over your writing in blue or black ink or the clearing house will have to enter any data manually. In general, banks don't accept red ink checks.
What economist call the eagerness to buy without the ability to pay?
Consumer greed. Corporate greed, in encouraging those who have little money to accept more credit. Stupidity.
What is the Noun form of accept?
The word 'accept' is a verb (accept, accepts, accepting, accepted), meaning to take or receive something; to respond or answer affirmatively; to accommodate or reconcile oneself to.The noun forms for the verb to accept are acceptance and the gerund, accepting.
What is the verb of acceptance?
The verbs of acceptance, depending on the tense, are accept, accepts, accepting and accepted.Some examples for you are:"I accept your apology"."He accepts the responsibility"."I am accepting your proposal"."We were accepted into the community".
What is the present form of Accept?
I/you/we/they accept. He/she/it accepts. The present participle is accepting.
What is a future tense of accept?
The word “accept” in future tense takes up several forms such as 'will/shall accept', 'will/shall be accepting', 'will/shall have accepted', and 'will/shall have been accepting'.
What is the noun and adjective form of accept?
The adjective forms of the verb to accept are accepting, accepted, and acceptable.The noun forms for the verb to accept are acceptance and the verbal noun (gerund) accepting.
What is the present participle of accept?
The present participle is accepting.
Is the word accept a noun?
The word accept is not a noun, it is a verb (accept, accepts, accepting, accepted). The noun form is acceptance.
Ability to accept contradictory beliefs as in Orwells 1984?
The ability to accept contradictory beliefs, as depicted in Orwell's 1984, is known as doublethink. It is the mental gymnastics of holding two contradictory beliefs simultaneously and accepting both as true. This concept demonstrates the extreme control and manipulation that a totalitarian regime can have over individuals' thoughts and perceptions.
What does accepting mean in drama?
it means when you accept an offer or something!
How do you spell accepting?
A-C-C-E-P-T-I-N-G is how accepting is spelled.
The importance of accepting responsibility?
The importance of accepting responsibility means to accept what you did. Say if someone did something wrong, it is their responsibility to tell the teachers what they did...
Is accept an abstract noun or a common noun?
The word 'accepting' is the present participle of the verb to accept and a gerund, a word that functions as a noun in a sentence. Example:Accepting of my apology, mom gave me a smile and a hug.
