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If you separated from your wife seven years ago but you never legally divorced can her bad credit show up on your credit report?
Wiki User
∙ 8y ago
Your marital status is not the factor that affects what data shows on your permanent credit file.
What is important to find out is whether or not you had joint accounts with your wife(or anyone else). If you co-signed on any account, or one of you was an authorized user, that might be cause for concern. This way the other person on the account managed their credit might be impacting yours.
Your first step should be to get copies of your credit reports from the three major credit bureaus. Find out what is on there. If you do have joint accounts with your wife or anyone else, try to refinance or close them. Ideally this should have happened when you separated, but it's not too late to do it now.
Wiki User
∙ 8y ago
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How often can you obtain a free credit report?
There are several free credit report websites that you can access to obtain a free credit report. Legally, all U.S. citizens are entitled to one free credit report per year.
What steps do you take to repair your credit after a repo?
you can not have true info removed legally from your credit report.
How can you get a copy of your spouse's credit report?
If you're married than its easy... your spouse just gets a copy of their credit report and shows it to you. If your not married (divorced) than you cant - its illegal.
Where can you get a free credit report for filing bankruptcy?
The credit bureaus are legally required to give you a copy of your credit report on request (there's a limit on how often you can ask for it, but if you've never asked for one you should be okay there).
Can a Debt Collector Threaten to ruin your credit?
Technically, you have already ruined it. They are just going to report it. If that is what you mean by threaten to ruin your credit, then yes they can. Legally.
How often can you obtain a free credit report?
There are several free credit report websites that you can access to obtain a free credit report. Legally, all U.S. citizens are entitled to one free credit report per year.
How many credit reports are you legally entitled to per year from each credit bureau?
You are legally entitled to three credit report per year from each credit bureau.
What steps do you take to repair your credit after a repo?
you can not have true info removed legally from your credit report.
How to pull someone else's credit report?
Unless you work for an attorney or someone who can legally pull other's reports, it is illegal and not easy to pull another persons credit report. You can't legally do so.
What is the website for a free yearly annual credit report?
AnnualCreditReport is the only page that can legally show you your annual credit report, by authority of the FTC. This report is shown to you for free and belongs to you.
What should you do to get paid collections off your credit report?
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
How can you get a copy of your spouse's credit report?
If you're married than its easy... your spouse just gets a copy of their credit report and shows it to you. If your not married (divorced) than you cant - its illegal.
If you and your spouse are separated but still legally married can you be held responsible for the debts incurred after the physical separation?
You'd better believe it. Even if the Judge rules that you are not responsible for certain debts, the credit card companies don't care. They will come after you anyway and your credit report will be affected. If you have a "legal" separation" read what it says about these debts. Contact the credit bureau and place a notice in the file that you are legally separated and not responsible for the spouse's debts. This may prevent the spouse from getting more credit. Doubt it will help what has already been done, but do everything you can to get the records clear on that subject. Then cancel all credit cards in both names and open new cards in your name only. Close your checking account and get new one. Then get the divorce rolling. Only when you are legally divorced are you safe from any future debts incurred by the spouse.
Where can you get a free credit report for filing bankruptcy?
The credit bureaus are legally required to give you a copy of your credit report on request (there's a limit on how often you can ask for it, but if you've never asked for one you should be okay there).
Where can one find a free credit report?
There are no places that can give you a actual free credit report, credit reports can only legally be done at a credit bureau. There are websites that claim to give free credit reports only to manipulate people to make payments.
Is it true that medical collections cannot legally be placed on your personal credit report?
if they are in your name, yes they can
Does a landlord have to have your permission to get a credit report before renting to you?
Anyone who requests a credit report must get your prior permission. This includes a landlord. You must provide he information the landlord needs before they can legally get a credit report, but this is a requirement for a lot of landlords before they will rent you their property.
