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Each policy and each state is different. Sometimes living with someone constitutes common-law marriage. Most of the time, your policy will only cover your possessions, BUT the liability portion should cover ALL Accidents.

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โˆ™ 2015-07-15 19:16:14
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Q: If you share an apt. with your girlfriend and your renters insurance is just in your name is this a bad thing even if most of the contents are yours?
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Can you share renters insurance with your roommates?

Renters insurance is definitely worth getting. Most agents or brokers from whom homeowners insurance can be purchased can also write renters insurance. As for renters insurance being shared... since you are renting the premises, renters insurance covers contents only (not the structure of the building). The policy that you buy will specify the meetes and bounds of what is covered. It is important that you list on the application or other document tendered by the agent, the items that you wish to insure. The value of the items will determine the amount of coverage that you buy. If you are buying the insurance with your roomate, be sure that both of you are shown to be insureds on the policy. Keep in mind, though, that if you part ways, the policy may have to be altered for the person who moved because the risk has changed (the property insured will be relocated to a new location). Get receipts, photos, and descriptions ready for each of the items, especially the expensive items, and tell your renters insurance company that you want to add additional items to your renters insurance policy.

Does a cosigner for a contract on an apartment share in the liability and if so can one cover the cosigner's liability with tenants insurance?

Yes the co signer is responsible for the entire terms and requirement on the lease just like the primary renter is. NO renters insurance cover the contents of the apartment and in case you cause a flood to the unit below and items of that nature. There is no insurance for the co signer

Can you share health insurance?


Do quota-share insurance agreements exist anymore or are excess layer agreements the only form of liability insurance?

Yes, the quota-share insurance agreements still exist to this day.

Do insurance companies share health records?


Who was Justin Biebersfirst girlfriend?

his first girlfriend was Bethany but i am not allowed to share her last name sorry

Does Ryan Kelly have a girlfriend?

If he does he chooses not to share that information

Should you share your girlfriend with your best friend?

Sharing your girlfriend with your best friend is the ultimate demonstration of your friendship. It is even more meaningful if he does not have a girlfriend.

Which insurance companies are headquartered in Ohio?

There are 256 insurance companies based in the state of Ohio. These 256 companies include American Share Insurance, Westfield Insurance, and Progressive Insurance Corporation.

If the car your fiance and you share is titled under his name and he has insurance do you also need car insurance?

If you drive the car then you need car insurance.

What is meant by quota share treaty reinsurance?

Quota Share reinsurance is a type of pro rata reinsurance in which the primary insurer and the reinsurer share the amounts of insurance, policy premiums and losses (including loss adjustment expenses) using a fixed percentage. Quota Share reinsurance can be used for both property and liability insurance but is more frequently used in property insurance.

Share of insurance sector in GDP of whole world?


Can an insurance agent split fees with an attorney who is also an insurance agent and is not practicing law with the client?

Law is different from state to state. In Florida you can share commissions with anyone who has an insurance license. Or if you charge a fee for insurance services (fee in lieu of commission), you can share the fee with another licensed person.

Can you be an executor without knowing?

You can be appointed executor without knowing it. There is no requirement to share the contents of the will before death.

Why should a guy have a girlfriend?

Men don't need to have a girlfriend. A guy should have a girlfriend to show her his true feelings, to share nights with and to tell his most burdend secrets.

Iguess your girlfriend does not want to share you?

To guess that his girlfriend does not want to share him is an accurate assumption when two people are in a loving relationship. Monogamy is important to a lot of people and is an essential part of a successful relationship.

Insurance policy 4331?

What about it? And I suggest you not share personal info on the web.

Can two non related individuals share an insurance policy?

It depends on the relationship and the state in which you live. Ask your insurance agent.

The owner and renters share the responsibility to?

A.keep the parking lot clean.B.make sure that there is adequate garbage collection.C.keep individual apartments clean.D.keep lawns or other plants trimmed.

Miami beach fl who is liable if rental condo floods?

A condominium owner is protected -- potentially -- on two levels. First, by the association's master insurance policy, and second, the owner's HO-6 policy covering contents and the unit's interior. The caveat, however, is this: not all associations carry flood insurance, in which case, the association will develop the cost of repairs and announce a special assessment, so that all owners pay for the repairs according to their share of ownership. An owner without insurance in this case is responsible for the repair and replacement of the interior contents, fixtures and furnishings not covered by the special assessment.

How do you connect a different computer to computer drive?

Networking. You can network 2 computers together, and share the contents of the drive.

Who is kim jeong hoon's girlfriend?

Kim Jeong Hoon is a Korean actor who does not share much with the media. At this time he has not publicly talked about a girlfriend.

Do two people have to share the same address to be on the same car insurance policy?


What kind of coverage does ASI Insurance provide?

According to their website, American Share Insurance, or ASI, provides primary and excess share or deposit insurance exclusively to credit unions. They are member-owned, and are the nation‰Û÷s largest non-federal insurer of credit union deposits.

What is the meaning of the contents of bhavcopy.?

Bhavcopy consists of the opening, closing, highest and lowest share values of the companies listed in the market.