It depends on whether the at-fault driver has any resources of value and whether the courts might award to offset the financial damages. If not, it depends on the type of insurance. If you have comprehensive/collision, your damages will be paid up to the point of your deductable. If you don't have comp/collision, but DO have underinsured motorist (or whatever it's called in your part of the country, the insurance will again cover the damages up to the deductable.
If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.
You can be sued, and your insurance company can deny the claim.
Try asking the Insurance Company.
No worries! You can renew your car insurance policy. But insurance company will add more premium on your policy if its expired 45 days before. The insurance company maybe report loss of insurance to your state motor vehicle department. and they may revoke your drivers license. In an accident, you will not be covered by your insurance and if you are responsible for the accident, you may be financially responsible for any damages. If stopped by police they may ask to see proof of insurance, without it you will be ticketed, fined, be unable to drive your car and it would be towed at your expense.
Your expired plates should not cause an insurance claim to be paid.
Depends On How Strict Your Insurance Company Is, Also How Long Were The Plates Expired. But From Your Info Sounds Like You Should Be OK. Do Hope This Helps
Yes. The reason being is insurance covers the car not the person. So whether that person chooses to drive around with an expired license or an expired plate sticker is on them. You will still get a ticket for those violations, but you will have insurance and the insurance company will abide by everything in the insurance contract.
business was slow had a policy it ran out can i get new insurance with another company
You have insurance and drivers license is expired can you be ticketed
yes the coverage is effective even though the registration is expired.
He was arrested for driving with no insurance.For extra insurance, we will take your wife with us.The house insurance has expired.The insurance company called.
You have to pay the cost of repairs to get there vehicle fixed. You may also have you license suspended and get a ticket.
== == You are OUT OF LUCK. Every auto insurance policy REQUIRES any driver to be properly qualified and LICENSED by their home state. An Expired license is NO LICENSE, at all. No License, no coverage. No coverage, equals YOU PAY the entire costs of the accident, plus you will have a really hard time getting insurance again.
You will get fined for the expired tags.
If you were driving with an expired drivers license they will not insure you so if they find out you are up s--t creek. what they may do is ask you for your drivers license record up to date and then they will spot it. If you are lucky they wont. However they have not paying insurance down to a fine art.
No proof just means that they didn't have a proof of insurance card. That's the cut out card your insurance sends you and says "keep in your car." The requirements for each state varies, Oregon doesn't require drivers to show proof of insurance, they just have to show registration and license. If you have the ID of the driver, contact your insurance and give them all the details you can. If the driver told you an insurance they have, your insurance can contact that company and find out. Personally if someone in an accident doesn't have proof of insurance, and that also means no expired cards, I'd be towing that car and sticking them with a hefty citation.
Most likely, yes. Most insurance companies ask for two months in advance when you get insurance. Just because his tags expired doesn't mean he was not insured at the time of the accident. However, if you are not insured on his policy they may not cover you.
If the insurance company will insure the car, there's no law against it. However, it won't be covered if YOU drive it with a 'dead' license.
The driver who caused the accident is at fault. However, since that person has no insurance, you would have to sue them in court for damages. Chances are if they have no money for insurance they also will not have any money to pay a court fine or court ordered award to you. Since your policy expired, the total accident then becomes No Fault/No Fault for both parties and everyone walks away sustaining their own damages and the methods for financing their own repairs.
If they left the scene of the accident, then you don't have their name either ... need to have a name before trying to find out insurance information. Chances are, the person who "hit and run" has no insurance and probably was driving without a license and/or expired car registration. This is why insureds carry uninsured motorist coverage.
- If you get a speeding ticket while driving someone else's car will it affect her insurance. - No affect her insurance. You pay the fine or you go to court for that. - will her insurance company be notified? - No. If you drive her car with the expired lisence plate you pay the fine.
Most insurance expires at 12:01 in the morning of the day it expires. If you are involved in an accident when your policy is expired, typically there is no coverage for the accident. It is safe to exchange information in case injuries are found later, or the insurance company can determine after the fact if there is coverage afforded or not. Making an immediate payment could reinstate coverage for the accident. Your policy could be cancelled and you would have a hard time getting insurance for a decent rate if this guy reports the accident. Hope that he doesn't and pay out of pocket if he needs a repair. You could also get a citation for driving without insurance so a lot of scary things could happen and it all depends on what this other guy does. I would follow up with him to be sure everything really is okay and work this out off the record.
i had a suspend license and i involve with accident and idid not stop