If you are able to obtain insurance in the future is the questions. You will most likely be placed in the assigned risk group and the rates you will be charged will be higher than those without your history.
Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.
They can be sued by the other driver for damamges (if at fault). If not at fault, they may have a very difficult time getting insurance in the future and when they do, the premiums will be through the roof.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
It depends on what type of insurance policy you have. Some states have the "no-fault" insurance policies wherein the insured party may be compensated regardless of who is at fault in the accident.
No. If the accident was your fault, you can not get money from the other person's car insurance.
Generally speaking, no. However, in any moving incident/violation, your driving record is checked. If it turns out that you have a few past speeding tickets, and maybe another previous accident or two where you were not at fault, the insurance company may choose to tag you as a high-risk driver and increase your premium. On the other hand, if you are a driver with a spotless record, your rates will probably not go up in the event of an accident where you are not at fault.
Not if it is deemed to be 100% the other drivers fault and they have insurance.
It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
No-fault insurance generally refers to the individual working with their own insurance company, despite who may have been at fault for the accident. In Ontario, the Ontario Auto Insurance sells no-fault insurance.
If the accident was your fault, the other party's insurerhas no duties owed you.
Expect to get a ticket for not having the insurance.
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
The way that most insurance policies are written is that you are required to contact your insurance company whenver you have a loss. Tickets don't matter, fault doesn't matter. It doesn't even matter if nobody intends to claim for damages. Your insurance policy is a contract.
Most no fault insurance laws protect the not-at-fault party. Your insurance will indemnify your loss and penalize the un-insured motorist. DO NOT make outside deals with an uninsured person after an accident as this limits your ability to make claim.
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
They'll have an accident that is their fault, the insurance company will refuse to pay, the driver of the vehicle and the owner will be sued for everything they own and then some. Or they will be in an accident that is not their fault but the person who owns the vehicle will have their insurance cancelled and will have to pay a fortune for future coverage.
the no tickets and no insurance do not determine liability (who is at fault for the accident), now if the uninsured driver is at fault then of course a state report can be filed, and they could lose their license, be fined, have to pay for other parties damage etc.......the ins.claims dept will investigate to determine liability for the accident and that person (or ins co) will have to pay for the loss of the innocent........(or percentage of such if not 100% negligent dependent upon state liab. laws)
Anybody involved in an accident. Damages are covered regardless of fault.
Florida's no fault car insurance pertains to medical payments. The insurance states that the insurance company will pay for your bodily injury claims regardless of who was at fault for the accident. Damage done to property (i.e. the car) would still be covered by the at fault party. The Florida no fault car insurance is a benefit because one does not have to worry about not having their medical needs covered because the accident was the fault of the other party and they do not have sufficient insurance.