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Answered 2007-01-16 11:48:56
If you are able to obtain insurance in the future is the questions. You will most likely be placed in the assigned risk group and the rates you will be charged will be higher than those without your history.
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Are you still at fault if the other person does not have insurance?
Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
What happens if an accident is your fault and you have have insurance?
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Is a driver with no insurance at fault in an accident?
He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.
What happens when a licensed driver gets into an accident and does not have insurance?
They can be sued by the other driver for damamges (if at fault). If not at fault, they may have a very difficult time getting insurance in the future and when they do, the premiums will be through the roof.
Someone hit you an Neither I or other driver has insurance on our car who is at fault?
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
Does health insurance cover you in a DUI accident if its your fault?
It depends on what type of insurance policy you have. Some states have the "no-fault" insurance policies wherein the insured party may be compensated regardless of who is at fault in the accident.
Do you have to report your insurance company if you had accident and you are not at fault?
No.
Can you get money from the opther persons car insurance for your injuries even though the accident was your fault?
No. If the accident was your fault, you can not get money from the other person's car insurance.
If you have no fault auto insurance will your insurance rates increase if you happen to be in an accident in which you were not at fault?
Generally speaking, no. However, in any moving incident/violation, your driving record is checked. If it turns out that you have a few past speeding tickets, and maybe another previous accident or two where you were not at fault, the insurance company may choose to tag you as a high-risk driver and increase your premium. On the other hand, if you are a driver with a spotless record, your rates will probably not go up in the event of an accident where you are not at fault.
If you get into a car accident and it is not your fault will your insurance go up?
Not if it is deemed to be 100% the other drivers fault and they have insurance.
How much will insurance go up in a non moving accident?
It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.
If you are in an accident and it is not your fault will the other insurance pay if you do not have comprehensive insurance?
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
Can you sue your friend's insurance company if you were in an accident but they were not at fault?
You can.
Are there any insurance companies in Ontario that sell no fault insurance?
No-fault insurance generally refers to the individual working with their own insurance company, despite who may have been at fault for the accident. In Ontario, the Ontario Auto Insurance sells no-fault insurance.
How do you sue another persons insurance company for an accident that was your fault?
If the accident was your fault, the other party's insurerhas no duties owed you.
What if you are in an accident that wasn't your fault and don't have insurance?
Expect to get a ticket for not having the insurance.
If you were in an accident with no insurance and it was not your fault but the other car at fault has insurance and was issused a ticket will there insurance company pay you or the bank?
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
Do you need to call your car insurance company if no tickets were issued in an accident?
The way that most insurance policies are written is that you are required to contact your insurance company whenver you have a loss. Tickets don't matter, fault doesn't matter. It doesn't even matter if nobody intends to claim for damages. Your insurance policy is a contract.
What do you do if you get into a accident with someone who does not have insurance and you are not at fault?
Most no fault insurance laws protect the not-at-fault party. Your insurance will indemnify your loss and penalize the un-insured motorist. DO NOT make outside deals with an uninsured person after an accident as this limits your ability to make claim.
What happens if you are in a car accident and you have insurance but the person who causes accident does not have insurance?
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
What is the worst that can happen if you let someone with a suspended license drive your car?
They'll have an accident that is their fault, the insurance company will refuse to pay, the driver of the vehicle and the owner will be sued for everything they own and then some. Or they will be in an accident that is not their fault but the person who owns the vehicle will have their insurance cancelled and will have to pay a fortune for future coverage.
Does your insurance go up if you get into an accident and the insurance company sees it as no fault?
Yes, usually.
What happens in a auto accident where no tickets are issued and only one person has insurance?
the no tickets and no insurance do not determine liability (who is at fault for the accident), now if the uninsured driver is at fault then of course a state report can be filed, and they could lose their license, be fined, have to pay for other parties damage etc.......the ins.claims dept will investigate to determine liability for the accident and that person (or ins co) will have to pay for the loss of the innocent........(or percentage of such if not 100% negligent dependent upon state liab. laws)
Who benefits from no-fault insurance?
Anybody involved in an accident. Damages are covered regardless of fault.
What are the benefits of Florida no fault car Insurance?
Florida's no fault car insurance pertains to medical payments. The insurance states that the insurance company will pay for your bodily injury claims regardless of who was at fault for the accident. Damage done to property (i.e. the car) would still be covered by the at fault party. The Florida no fault car insurance is a benefit because one does not have to worry about not having their medical needs covered because the accident was the fault of the other party and they do not have sufficient insurance.
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