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Q: If you wreck your car and are convicted of DUI will the insurance company repair your car?
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Do insurance have to pay you the value of your wreck?

It depends on the insurance coverage, and what caused the wreck. But allowing the coverage covers the incedent the insurance company will pay the VALUE DETERMINED BY THE INSURANCE COMPANY. Not what you think it was worth. I have about $40,000 in a car the insurance comapny will pay $3,000 for if it gets wrecked.


How will the brake line repair cost impact my insurance rate?

The insurance wreck does not go up because of your accident to get repairs on your vehicle. Your insurance increasing only when you are at fault. If you weren't at fault then you pay the deductible and your insurance company would fight for you to get it repaired.


What happens with the insurance if you get in a wreck and its your fault?

We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable


If you have insurance and are driving somebody else's car if you have a wreck who's insurance company do you call?

You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.


Once your car has been deemed a total loss is it true you should drop collision coverage from your insurance policy as it can not be claimed as totaled ever again?

If the damage to a vehicle will cost more to repair than the value of the vehicle before the accident, an insurance company will "total" the vehicle. That means they will pay you what the car was worth before the wreck. At that point the insurance company owns the wreck, not you. You have nothing left to insure, therefore.


If you had your granddaughter car insured and she wrecked it is the car covered?

It depends on the type of insurance coverage. If it was Liability insurance only, and she caused the wreck, then it is not covered. If it was Collision coverage, and she caused the wreck, then it would be covered. If she didn't cause the wreck, I'd check with the insurance company of the person who did cause it.


Does the insurance company pursue charges if unauthorized use wreck?

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If you get into a wreck and you were the one in fault and the other person does not have insurance what will happen to them and will your insurance cover it?

Every state is different. Where I live, if you are the responsible party in the wreck then your insurance has to repair the vehicle that you hit. You will be responsible for paying your deductible to have your vehicle fixed. Also the driver without insurance will be ticketed by the authorities if they are present.


What if i wreck my vehicle and it's not paid for?

Drivers are required to have insurance. If you wreck your vehicle, the insurance company will pay for it. If you are driving without insurance in a vehicle that is not paid for, you still are obligated to repay the money you borrowed to buy the car. It is not the bank's fault that you wrecked the vehicle.


If you were involved in a car wreck and it was not your fault and you did not rent a car because you own another car does the insurance company have to pay you for time lost on the wrecked car?

Depends, you have to ask your insurance company


What do you need to do to file a claim?

It depends on your insurance company and local state laws, but normally, you just your insurance agent or the company. They may require you to call the police first, especially if it was a wreck.


If you are selling someone your car and thay wreck it who's liable for it?

If the title, registration, and insurance are still all in your name, you (or your insurance company) would be responsible.


What are car insurance auctions?

If you wreck your vehicle, the insurance company pays you off and you give them the title for the vehicle. The insurance company then turns around and sends the vehicle to an auction (usually for dealers and wholesalers only) and sell it. Most of the time a salvage company will buy the car for parts and the insurance company can recoup some of their money.


Who pays if you wreck your car?

If you wreck your car, then it is usually the insurance that pays for you ;)


Who pays if you wreck company car on company property doing job for company?

It depends on the cause of the wreck.


Will a auto insurance company pay according to who was found at fault by the highway patrol investigating the wreck?

Absolutely, yes they will, and they should.


If you were in a car wreck in a company vehicle and the at faults insurance only paid for half the bills who pays the rest?

You probably would.


What insurance companies cover damage from a car wreck?

There are many insurance companies which provide coverage on wrecked vehicles. Typically, these vehicles will need to be fully insurance. Liability insurance does not cover a wreck. Geico, Progressive, Allstate, and State Farm all have policies which cover a vehicle in case of a wreck.


Will insurance pay if you have a wreck and get a DUI?

If the DUI was the cause of the wreck, probably not. You will need to check your policy to see what it says, since there are many options for insurance.


If you wreck your car and the inspection is out will it still be covered by the insurance?

It is very doubtful that the insurance company will even notice the inspection sticker being out. It should have no impact on your claim. The only issue is if the wreck was caused by lack of maintenance and if the inspection would have caught this issue. This may prove you knew about the issue and did not correct it. A normal wreck shouldn't be impacted by the sticker issue.


Who does an insurance defense attorney represent?

The insurance company hires a lawyer to represent the insured person or corporation. So, assume that Dan gets in a car wreck and rear-ends Paul. Paul sues Dan. Dan's insurance company hires Lewis the lawyer to represent Dan the defendant.


If you are driving a friend's car and are in a wreck whose insurance is responsible?

Under most policies, the car owner's insurance will cover you and the damage done to the vechicle. If the fault was yours, their insurance company may request that your insurance pays for some of the damage, or that you pay for the person's deductible.


If I drive my vehicle delivering pizzas and have a wreck does my insurance company have to pay if it was my fault and you have full coverage?

Usually whom ever is at fault for the accident their insurance has to pay. If you are at fault your insurance has to pay and the pizza business would pick up the rest.


Do insurance companies pay for wrecked cars?

It can be said that insurance companies pay for cars after a wreck as long as you are fully insured. But when a person does get money from the insurance company it doesn't mean that they are buying it from you. The car will have to be taken to a car junk yard and you can sell it to them.


What happens if you wreck someones car who has insurance but you have no license and they are not pressing charges?

If they are not pressing charges, then they are giving you permission to drive their vehicle. If you give someone who doesn't have a drivers license permission to drive your vehicle, you are voiding your insurance coverage. The Insurance company will not pay.