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DUI Lawyers in Anna,Drunk Driving Lawyer

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Q: If you wreck your car and are convicted of DUI will the insurance company repair your car?
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Do insurance have to pay you the value of your wreck?

It depends on the insurance coverage, and what caused the wreck. But allowing the coverage covers the incedent the insurance company will pay the VALUE DETERMINED BY THE INSURANCE COMPANY. Not what you think it was worth. I have about $40,000 in a car the insurance comapny will pay $3,000 for if it gets wrecked.


How will the brake line repair cost impact my insurance rate?

The insurance wreck does not go up because of your accident to get repairs on your vehicle. Your insurance increasing only when you are at fault. If you weren't at fault then you pay the deductible and your insurance company would fight for you to get it repaired.


Who is responsible for damage from car wreck in rental car?

If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.


What happens with the insurance if you get in a wreck and its your fault?

We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable


If you have insurance and are driving somebody else's car if you have a wreck who's insurance company do you call?

You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.


Does the insurance company pursue charges if unauthorized use wreck?

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If you had your granddaughter car insured and she wrecked it is the car covered?

It depends on the type of insurance coverage. If it was Liability insurance only, and she caused the wreck, then it is not covered. If it was Collision coverage, and she caused the wreck, then it would be covered. If she didn't cause the wreck, I'd check with the insurance company of the person who did cause it.


Once your car has been deemed a total loss is it true you should drop collision coverage from your insurance policy as it can not be claimed as totaled ever again?

If the damage to a vehicle will cost more to repair than the value of the vehicle before the accident, an insurance company will "total" the vehicle. That means they will pay you what the car was worth before the wreck. At that point the insurance company owns the wreck, not you. You have nothing left to insure, therefore.


If you get into a wreck and you were the one in fault and the other person does not have insurance what will happen to them and will your insurance cover it?

Every state is different. Where I live, if you are the responsible party in the wreck then your insurance has to repair the vehicle that you hit. You will be responsible for paying your deductible to have your vehicle fixed. Also the driver without insurance will be ticketed by the authorities if they are present.


What if i wreck my vehicle and it's not paid for?

Drivers are required to have insurance. If you wreck your vehicle, the insurance company will pay for it. If you are driving without insurance in a vehicle that is not paid for, you still are obligated to repay the money you borrowed to buy the car. It is not the bank's fault that you wrecked the vehicle.


What do you need to do to file a claim?

It depends on your insurance company and local state laws, but normally, you just your insurance agent or the company. They may require you to call the police first, especially if it was a wreck.


If you were involved in a car wreck and it was not your fault and you did not rent a car because you own another car does the insurance company have to pay you for time lost on the wrecked car?

Depends, you have to ask your insurance company

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