If your 18 year old unlicensed son drives an insured car with the owner's permission and an accident occurs does their insurance cover it and what is your liability since he is 18 you live in CA?

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The insurance policy on the vehicle should still apply. Since the person responsible for the accident is 18 the liability should end with the 18 year old but I am not a lawyer and don't live in CA so I can't say for sure that I am accurate.
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Is it possible for an 18 year old who has held a full UK drivers license to get insurance that covers them to drive somebody else's vehicle?

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Will insurance pay if you allow an unlicensed driver to drive and an accident occurs?

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What happens if a car accident was not your fault but you were driving a friend's car that was insured by liability insurance?

I believe if, before the accident, you are listed as a driver on the insurance policy, then you are allowed to drive the vehicle too. If so, then the car at fault is at fault. If you are not listed as a driver, then your friend could be at fault if he gave you permission to drive the car. If he did ( Full Answer )

Involved in a not-at-fault accident is it your fault or the owner's for driving their uninsured car if you thought it was insured?

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What happens if an uninsured unlicensed driver is driving your insured car and has an accident?

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Your 18 year old daughter wants to get her driver's license but doesn't have a car How much will your car insurance go up if you add her to your insurance or does she need to be added to be covered?

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Should my 18 year old daughter get her own car insurance or should I put her on our car insurance we live in CA?

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Should you put your 18 year old son on your car insurance or would it be best for him to get his own policy?

If he resides in your home or at a college dorm....\nDepends on his driving experience. If he has a clean record, maintains a high grade point average, it may be beneficial to add him to your policy as a driver to his own vehicle. Most preferred companies offer a substantial discount for good stud ( Full Answer )

Can an 18 year old get car insurance?

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My son lives at school and comes home on the weekend and has his own liability insurance on his own car and he drives mine and has an accident which ins co pays?

Your auto insurance policy would cover this situation. Auto policies cover the automobile, not the driver. While it is true that there are "listed drivers" on auto policies, anyone that you allow to drive your car (and is legally able to), is in fact covered. It also goes back to the insurance conc ( Full Answer )

18 year olds first car what will insurance cost for just liability in nys?

Depends on the type of car, GPA of the driver, driving record of driver (if any), whether or not they are independent or on a family multi-car policy, etc. You'll need to get a personal answer, as there is no general answer. You can figure it will be pricey, in any case, due to their age.

Does liability insurance cover death in a single car accident?

Liability coverage is "third-party" insurance that pays for injuries or death to another person as a result of the insured's negligence (carelessness). There are different types of it, not just car-related. Whether or not it applies in a given situation depends upon the dynamics of the occurrence. ( Full Answer )

Can your insurance cover a person who has your permission to drive but is not in insurance and has a accidents?

The best advice I can give you as an insurance agent is not to allow people who are not listed on your insurance policy to drive your vehicles, ever. This is not to say your company will not cover someone driving your vehicle with your permission but it will bring up questions. Insurance companies a ( Full Answer )

What does liability car insurance not cover?

Liability automobile insurance only covers damage caused by you to another party for their bodily injury and property damage caused in an accident where you were the fault. The coverage is limited by the policy and the amount of coverage purchased. For example, the insured may have 25/50/25 which me ( Full Answer )

Will insurance cover an accident by an unlicensed driving a licensed insured drivers car?

It just depends on the type of insurance policy that was in force on the car and whether the unlicensed driver is considered an insured under the terms of the Vehicle owners Auto Insurance Policy. If the Vehicle Owner has a "Standard Form Policy" then in most cases where there is no violation of ( Full Answer )

Why do insurance companies not offer cheap car insurance to 18 year olds?

Insurance companies usually have higher rates for young drivers due to their lack of experience, lack of responsibility, and the idea that they are more impulsive on the road. Not all teenagers are this way, but the insurance companies have to take care when insuring young drivers.