Your chances of getting a car loan are GREAT, at the bottom of the barrel. Buy-Here_Pay_Here lots will ALAWAYS finance you IF you have a big enough down payment. You are not in a good position to get loans now, better get creative.
Foreclosure and FICO The total impact of a foreclosure on ones credit report is estimated to be between 200-300 points. The foreclosure itself accounts for 125 -175 points and the late payments that led up to the foreclosure account for the remaining point deductions. Ironically, the higher your score was to start with the more points will generally be deducted. After several years (2-3) your credit score will have rebounded substantially as long as other payments are maintained. You can expect anywhere from a 50-100 points penalty remaining on the report at this point.
I will answer the question in point form:- # Identify a foreclosure # Study the foreclosure # Get yourself prepared with financing # Contact an agent # Make an offer. It's important to research the historical prices. Also be sure to check on IRS liens and other liabilities. If a home is in foreclosure, it probably means the owner has other financial issues. Lets take this matter into our own hands. If you are facing foreclosure, let us know. if you want to be notified about foreclosures in your area, lets us know. The National Foreclosure Alert Project is a grass-roots organization dedicated to 'getting the market moving'. You can help: http://yovia.com/blogs/foreclosureproject/2009/07/24/lets-get-real-estate-moving-again/
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