Yes they can. Many large department stores just put outstanding debts into the hands of a collection agency. They hound you and have nothing to do with the added interest! Did you know, that as long as you are being truthful, work hard, and really can't afford to pay much on your account and as long as you pay something on that account they can't take you to court? So, be honest and if all you can afford is $20 here and $50 there do it! Good luck Marcy A creditor does not have to accept any amount other than that which was agreed upon in the original contractual agreeement. In the majority of credit agreements there will be a stipulation that the creditor can at any time accelerate the rate of repayment or take "remand and cure" action as is deemed necessary. All applicable fees and interest will accrue until the debt is paid in full or satisfied under the terms of a reaffirmation agreement or court judgment.
The removal of a collection account, whether paid or unpaid, would have a positive impact on your credit score. Removal is not automatic and is often difficult to accomplish. The length of time would depend on how the removal is processed by the creditor/collection agency and the credit bureaus. Standard automated update procedures can take up to 90 days. Creditor prompted manual updates can be performed in as little as 48 hours. Any change in your score would depend on ALL the information showing on your credit file.
They send updates because they have improved their software, and they want everyone to have the latest version. They fix bugs and often add new features. You can choose whether or not to install updates, but the software may not continue to function after a certain point if you do not install them. If you are trying to avoid using your limited data, you should only install updates when you are connected to the local internet.
It means you will be notified for events such as wall posts, status updates, new friends etc. about that person. You can turn certain functions off for instance if you have no interest in knowing who that person is now friends with or if you don't want to see all their photo updates. You might want to also switch off email updates if you are getting spammed with everyone's updates.
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