Although your own auto insurance may very well follow you to a loaner vehicle. It only follows you as "Secondary" coverage. It is still the vehicle owners responsibility to provide "Primary" coverage for his or her vehicle when that vehicle is being operated on public roads regardless of who is driving it.
Additionally, If an officer runs the license plate of the loaner vehicle you are driving and finds that it is uninsured. The driver will be ticketed. It is not the officers responsibility to determine if your coverage from your own vehicle transfers to the one you are driving. You could always argue that in court at a later time if you wish in your defense.
If an At Fault accident were to occur, Both the driver and the vehicle owner can be held financially liable for any damages or injuries that may occur, so the owner must still have the vehicle insured to cover his or her own liabilities even though they may not have been driving the vehicle at the time of the accident.
Remember that it is the vehicle owners responsibility to provide "primary" coverage for the vehicle.Answer
In all likelihood, yes, the car does need to be insured. This is because the vehicle in question would have to be properly registered in order to do this it must be properly insured. That being said, the owner of the vehicle can buy insurance just to cover the car while it's parked. Double check with your insurance company. It is likely to cover the car while you, the insured, are driving it.
The benefits of Fleet car insurance is that you can have four or more vehicles under a single insurance policy. It allows you to manage one policy for all vehicles instead of having a separate policy for each vehicle.
No you do not get a discount on car insurance if you have a CDL. This license just allows you to legally drive certain vehicles.
FDIC stands for Federal Deposit Insurance Corporation. Fdic insurance allows you to be covered and not lose any money when having a deposit account if your financial institution fails.
Insurance Auto Auctions is a large salvage auto auction based in North America. The company allows buyers access to bid on and acquire total-loss vehicles, such as those recovered from theft or rental vehicles damaged by a collision.
Indemnity insurance is for patients that don't have a good income. It allows them to have all of their surgeries and treatment at the hospital covered by the hospitals private insurance. Human resources could help you.
They can as long as they are listed on the insurance policy for each vehicle OR there is a permissive user clause on the insurance which allows any driver to operate the car and still be covered.
Typically yes. HIPAA allows you to be covered for pre-existing conditions if there is no break in insurance coverage. If your prior coverage didn't cover deliveries, the question may or may not be more complicated. Contact the Insurance Commissioner's office in your state.
To find insurance for you quad, take a look at http://www.atvinsurancerates.com/. This site allows you to compare insurance rates with many different companies. While buying this insurance make sure you choose one with liability, so that your family and guest are covered.
Comprehensive insurance plans are the best types of insurance plans. It covers most hospital bills, surgery cost, prescriptions, and doctor's visits. Comprehensive health coverage allows for people to be covered for surprises.
The Affordable Health Care Act of 2010 allows parents to keep their children on their health insurance until they are 26. This applies if they are not covered under any other health insurance.
You can find information on insurance at einsurance.com. This site gives you information on insurance and allows you to compare copmanies and there plans.