No, because it shouldn't show up on your credit report after 7 years and if it does than you can petition to have it removed through Experian, Equifax, Transunion before you apply
The bankruptcy will appear on their credit if you include this card in your bankruptcy. If you leave the card off the bankruptcy, it will not effect their credit.
It is possible to recover from a bankruptcy. You should start by getting a secured credit card to rebuild credit. After about seven years you should be able to find a standard credit card that will allow you to get a card.
"Whether a debtor keeps credit cards after filing bankruptcy is up to the credit card company. If you are discharging a credit card they will cancel the card unless you reaffirm the debt. Even if you have a zero balance the credit card company might cancel the card."
When in bankruptcy it is not possible to have a credit card. Once the terms of the bankruptcy have been met, some credit card companies will consider issuing a credit card to some people.
One can acquire an HSBC credit card by filling out an application for the card. The application is then reviewed and the applicant's credit is checked. You must be 18 years or older and be a US resident in order to acquire one.
Yes, credit card consolidation will affect your credit score. It will show on your credit report for at least five years, it doesn't hurt as bad as bankruptcy however.
If your credit card application was denied, you do not have a credit card. You are not in the credit company's system. Therefore, you will not receive a report.
What is the status of my BPI credit card application? mayette garcia
By filling out an application for a credit card of your choosing
You can declare bankruptcy due to credit card debts, yes.
You have to, it is a debt...it is just a secured debt...by the lien on the property.
yes you can but DO NOT SHARE CREDIT WITH THAT PERSON UNTIL THE BANKRUPTCY IS LEAST 4 YEARS OLD. IT WILL ATTACH TO YOU IF YOU GO JOINT INTO A CREDIT CARD OR LOAN. IT BRINGS YOUR RATING DOWN.
i want to know my application true online credit card, how will i get it
Bankruptcy would be more credit damaging than just having large credit card debt, mainly because it stays on your credit report for longer. One of the biggest disadvantages of filing for bankruptcy is the lasting effect it has on your credit report- typically staying on your report for 7-10 years. With credit card debt there are more flexible options and obviously when you pay the debt and does not stay on your report for as long.
That depends on HOW they notated the account. If they marked it as 'included in bankruptcy', even if you did not list them on your creditor matrix, you probably will not succeed in disputing it, but you can try.
It is up to the credit card company/bank to give you a credit card. If they approve you, that is their risk. Lately, card companies purposely target people with bad credit (including people who have gone through bankruptcy) because they have a better chance of making a profit through late fees and high interest. Also, new bankruptcy laws state that credit card debt can now not be relieved through bankruptcy. So, if you have bad credit or you are an idiot with your money, don't fool around with credit cards.
If you are on the brink of bankruptcy... you probably can't get a credit card. Opps... didn't read that right. Sorry. I really don't know.
A Chapter 7 BK can eliminate credit card debt.
One can apply for an Advanta credit card by using the 'Credit Card Application Online' website. They have links to application forms for mastercard, platinum card and business card versions.
To get an American Express card you must be of legal age and have a good credit rating and must not have filed for bankruptcy in the past 7 years. You will be asked to provide employment, income, and bank account information in order to submit an application.
Sometimes credit card charges are not included in bankruptcy. If they are then you will no longer be able to use them.
Yes they do.
It will not affect your credit at all. Their credit information was used to secure the card. You are in the clear.
It all is includable.