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If your car is charged off how should you handle it if you don't have the money?
Wiki User
∙ 18y ago
Wait until the account goes to collections you will be charged the difference between what was owed on the car and the amount the car was sold for at auction plus some legal and auction fees. The lender will try to collect the balance from you for three or four months then give up and sell the debt to a collection company for about six cents on the dollar offer them ten to fifteen cents if they will remove it from your credit report.
Wiki User
∙ 18y ago
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