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Repossession
North Carolina

If your car is repossessed in North Carolina can they garnish your wages or otherwise force you to pay what is owed?


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2007-12-28 03:24:49
2007-12-28 03:24:49

The following information came from the NC Dept. of Labor website. Wage garnishments are legal in North Carolina if a North Carolina court or federal court issues a court ordered garnishment for specific items such as, but not limited to, taxes, student loans, child and spouse support, and payment of ambulance services in certain North Carolina counties. The North Carolina Wage and Hour Act (WHA) recognizes legal garnishment court orders in N.C.G.S. 95-25.8(1): "An employer may withhold or divert any portion of an employee's wages when: (1) The employer is required or empowered to do so by State or federal law, ..." Generally, wage garnishments by banks and loan institutes for car loans, credit card debt, and other personal debt items are not legal in North Carolina.

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No They can not.....you are in one of the safe states. Texas and North and South Carolina along with Pa are safe states that can not garnish wages.

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Answer South Carolina, North Carolina, Pennsylvania and Texas, you are correct on Texas.

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In North Carolina, any age if the parents give you permission. Otherwise you have to wait until you are an adult at 18.

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Yes a lender can garnish your wages after a repossession. If the resell value of the item does not cover the cost needed to repay the lender, you are still responsible for paying the balance.


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