In a perfect world, they would pay. Unfortunately, your car is covered by your insurance company and if the accident was the fault of your friend (in your car), then you insurance company must pay. If all of this was without your permission, you could press charges and try taking the person to small claims court for damamges.
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How important is it to have accident insurance?
It is important to have accident insurance in order to be prepared for the unexpected. Having accident insurance will prevent major expenses but not all resulting in an accident.
If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?
Although it depends on your insurance, the driver is covered if driving with your permission.
If an unlicensed driver was involved in an accident in one of the vehicles on your auto insurance policy Will your insurance cover the charges?
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.
What is the monthly accident insurance cost for a healthy man that is 31?
Accident insurance is typically very cheap because it restricts coverage to a claim involving death resulting from an accident which has a low statistical probability. Whether or not a man is "healthy" is of no relevance for "accident insurance". There are actuarial tables available that show the chance of death by accident by age and gender. If you are asking about "accident insurance" that will replace your income if you are hurt in an accident, that is typically very cheap as well. I am certain that you can get instant online insurance quotes for "accident insurance" if you use a search engine to seach the phrase "buy accident insurance"
Can a restricted driver drive while not on parents' insurance?
If you have your own. Otherwise it is illegal to drive without insurance...and if you cause an accident and dont have insurance to pay for it you will be in really really big trouble.
A friend borrows your uninsured car with permission and causes accident Can a claim be filed against his insurance?
I doubt it since his insurance is only for his car and not yours.
If you give a family member who has their own insurance policy permission to drive your car and they get into an accident which policy covers the accident?
the policy that covers the car that is being driven.
What should an uninsured person do to get medical insurance or assistance after a dirt bike accident which he still needs medical care and surgery resulting from that accident?
Try Medicaid
If your daughter's boyfriend has an accident with your car and didn't have your permission to drive it who has to pay for the other car's damage in New Jersey?
You and/or your insurance.
My son had permission to operate a friends vehichle and the car was in an accident and totaled. is he liable for payment?
if there is insurance it should pay for the loss
Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?
The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.
If a household member with a suspended license drives an auto without permission and gets in an accident can the insurance company refuse to pay?
Yes
Who is responsible for damages if a permit driver who is not on your insurance policy nor is a family a member drives your car with your permission while you are in it and they get into an accident?
you ni^^a
If a person has permission from you to drive your car and then has an accident can the damage be claimed under their insurance instead of yours?
No, the vehicle's owner's insurance is liable. The insurance is on the specific vehicle, not on the driver. It does not seem fair, but that is the way it is. Nathan C
Does your premium go up if someone without insurance had permission to drive your car and gets into an accident that was their fault in NJ?
Generally speaking, if your insurance has to pay out, then there probably will be an increase. Good luck.
Is your insurance provider notified and will your insurance cover the damages when an unlicensed driver takes your vehicle without permission and is involved in an accident?
The answer should be yes to both parts of the question. You should notify them.
If you are driving another persons car with permission and have an accident and the car you are driving is uninsured will your insurance pay to get the car fixed sicne you were at fault?
Yes!
If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?
the owner of the car with insurance will be responsible
Can you get insurance at the scene for a accident?
Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.
What is meant by CTP Insurance?
CTP means Compulsory Third Party. CTP or Greenslip insurance is required by all drivers in Australia, it provides a cover for injuries and death resulting from an accident.
Why do some auto insurance customers want medical coverage for their policies?
To avoid having to pay for hospital bills resulting from an accident they cause
When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
What companies offer accident forgiveness insurance?
Allstate, Liberty Mutual, GEICO, and Nationwide offer accident insurance to customers seeking accident insurance.
If you have a car accident in someone else's car and they have full coverage will that cover the damages to the car you hit?
Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?
Does medicare pay for accidents?
No, Medicare is not accident insurance. However if you are a qualified medicare recipient then it will cover the cost of health care in treating those injuries that resulted from an accident. It will not pay though for financial loss or liability damages resulting from an accident.
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