answersLogoWhite
Cars & Vehicles
Repossession
Illinois

If your car was repossessed without notice and it was damaged when you went to get it back what can you do about it?

313233

Top Answer
User Avatar
Wiki User
2015-07-15 19:31:38
2015-07-15 19:31:38

Mike, dont know what state you are in sooo cant say if you had to have "notice" or "repo papers". The LENDER is liable for Damage to the car. You will need some type of proof that damage was done during the repo. Cant just pop up and say, "oH'they broke my car". Tooo many folks try that so lenders are just not falling for it. But, get your ducks in a row and call the lender,explain what proof you have and try to reach a settlement. If that fails, call an attorney.

1

Related Questions

User Avatar

The only way to get a repossessed truck back in the state of Indiana is to pay the balance owed. Sometimes, you can contact the lender and make arrangements to get the truck back without paying the whole amount.

User Avatar

Sit back and wait for NOI letter (Notice of Intent). * The majority of states do not require notice before a vehicle is repossessed. Contact the lender and explain the situation. And hope for a positive outcome.

User Avatar

If you weren't paying the bill and the courts awarded the vehicle to the lender, it's gone.

User Avatar

The first thing to do is to contact the company you handle your car payments with. Once payed, you can then go to the reposestion office and receive your car back. Notice that is may cost you money to get your car back.

User Avatar

PAY THE LOAN OFF. the loan NOT being paid was what damaged your credit so start rebuilding by paying it.

User Avatar

You are allowed to set up a time with the tow company that retrieved your vehicle to get any personal items of yours out of it, that does not include installed stereos or custom wheels. As for the notice, you will need to speak with your finance company, they will usually offer to give you back the vehicle if you can pay what is delinquent.

User Avatar

To get your repossessed car back you may need proof of residency, insurance, and, other personal information to retrieve your repossessed vehicle back to you.

User Avatar

ask the guy that repossessed your workers truck for the tools that were in that truckask the guy that repossessed your workers truck for the tools that were in that truck

User Avatar

It is very difficult but if you have a good relationship with the bank they may allow you if you pay some of the debt down.

User Avatar

Without proper permission (in writing) to take your car after it's been repossessed, it is considered stealing. Anything from jail time to a hefty fine. If it's been repo'd, it's not yours anymore.

User Avatar

Contact the lender who repossessed the car. You will have to make up all back payments and pay all fees associated with the actual repossession.

User Avatar

Your option is to CALL the lender who had it repossessed and find out how much it will cost to get it back. Repossession is a matter between YOU and the LENDER. There is no state agency that oversees the process.

User Avatar

Only if you intend to get it back.

User Avatar

Yes. If the payment is made to the finnance company.

User Avatar

No, your down payment and any other payment you have made will be put to your subtotal for the car.

User Avatar

You get it back after meeting the terms of the contract. the LENDER will tell you how much it costs to get it back.

User Avatar

Only if the car has not been sold, at auction usually. Some states require notice of the repossession and intended sale date. Consult a local bankruptcy attorney if you have filed pro se or pro per (without a lawyer), or your state Attorney General's office.

User Avatar

READ you contract. Likely not on a 1st payment default.

User Avatar

You can hide it but, they'll come back later for it.

User Avatar

Yes, there are some instances that a person can get a repossessed car back in the state of Iowa. If the person pays all the money owed plus a repo fee, the car may be returned.


Copyright © 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.