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She needs to get a checking account in her own name, which means that you both will need to put money into the joint account until it is at least a zero. If you stiff the bank, then it will not be possible for either of you to get a checking account anywhere until you pay the amount owed. As they say, "you don't want to go there."

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Q: If your checking account is a joint account with your spouse and it has a negative balance and you file chapter seven what happens to your spouse?
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If several payday loans have caused a negative balance in your checking account can this be included on a chapter seven?

That happened to me and I included it in my chapter 7 but it made it difficult to open a new account. Open your new account now before you are reported to chexsystems.


Can you keep your checking account when you file for bankruptcy?

Can u keep your checking account after filing chapter 13?


Can checking account be included in bankruptcy?

I am currently in Chapter 13 and I can use my checking account the same as I did before I filed.Just make sure you don't use your checking account to pay any debts that you didn't list in your bankruptcy.


Can you open a savings account while in chapter 13?

yes you can open a savings and a checking both


If you included your Bank of America checking account in a 2003 discharged chapter 7 is it legal for them to place a black ball on you so you cannot open a new checking account?

It's legal for the person to be placed in the Chex System for the required five years.


Can a overdrafted checking account be discharged under chapter 7?

It is an unsecured debt to the bank, (presuming your saying they paid a check you didn't have money for). So yes.


Can you open a checking account before bankruptcy?

After declaring bankruptcy it is smart to wait six months before obtaining a new account. If a trustee finds that you have XXXX amount of dollars in bank B after closing an account at bank A it will look as if you tried to defraud the bankruptcy law. For chapter 7 wait until discharge for chapter 13 as long as you are making timely payments it doesn't matter.


If your loan was approved by chapter 7 bankruptcy can the bank still deduct from your checking account?

Not enough information is disclosed about the situation in order to answer. If you have an attorney assisting you in your bankruptcy ask them.


What if i overdraw my checking account after chapter 13 bankruptcy?

Writing bad checks is a criminal act..it can be a felony (depending on the amount)...the prior BK is irrelevant to future actions anyway.


Can you file bankruptcy on a negative bank account?

yes you can, chapter 7. as long as it wasn't a large amount recently.. within 3 or 4 months.. otherwise you have to wait


What chapter does jace die in the city of glass?

He dies in chapter 20 "Weighed in the Balance." but clary wishes him back alive.


Do you put closed accounts on in a Chapter 7 bankruptcy?

As long as there is a balance on an account, it should be included in a Chapter 7 filing. One of the first things a bankruptcy trustee will ask at the meeting of creditors is whether you have included all of your debts & assets in your schedules. Even if thee is no balance, which one would expect with a closed account...it does not hurt - and can only help - by including info about it on your schedules. Info on any and all financial things only assures that the bankruptcy protects you from anything to do with them, known or unknown to you, now or in the future.