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NO Please better state your question. Fair? Fair Plan? Who kills your dog? Who pays for it?

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โˆ™ 2006-03-13 12:36:17
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Q: If your dog is killed in a home fire will your homeowners insurance pay for it?
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Where can you get homeowners insurance for a home that has had a fire?

If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.


If you have a classic car that is not covered and it cause a fire and burns your home Will it be covered by the homeowners policy?

Yes, Your homeowners Insurance Policy will cover fire damage to your home.AnswerYou better contact your insurance agent on that one.


Should homeowners insurance cover cars in garage fire?

No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.


Does homeowners insurance cover Clean up after furnace malfuntion?

I have a mobile home and the furnace caught on fire and is now damaged does my homeowners insurance cover this as a replacement


Will insurance pay for dog that died in home fire?

No, Your home insurance is "Property Insurance" coverage specific to the structures and contents listed in the policy. Homeowners Insurance does not compensate for loss of a pet.


Does home insurance pay for home equity line of credit when you have a house fire?

No, it won't pay your mortgage note or your equity line note, but your homeowners insurance will pay to repair the fire damage to your home.


Would homeowners insurance pay for carpeting that was damaged by a fire started accidentally in the home?

Yes


Fire Legal Liability Insurance for unoccupied home?

Homeowners coverage should satisfy requirements.


Does homeowners insurance cover your mortgage if you are laid off?

No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.


Does homeowners insurance cover the cost of cleanup after an unattended death?

No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.


Does homeowners insurance cover vandalism to your car in the driveway?

No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.


What 3 types of risk does homeowners insurance cover?

Fire, wind, and theft are a few of what I believe is to be 26 of the named perils on a home insurance policy.


Is homeowners insurance required if you are renting the property out?

Homeowners insurance is not the proper policy if you are renting a home to someone else. What you need is a tenant occupied dwelling fire policy with premises liability coverage added to the policy or extended from your homeowners policy from the home you do live in. This is why you need an insurance agent and not a 1-800 insurance company to advise you on your needs and sell you the proper policies.


Does a homeowners insurance cover death of your child in the home?

No. Homeowners insurance only covers physical damage to the home and contents and liability risks.


Does home insurance cover damaged items in car or auto insurance?

Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.


Does home owners insurance cover generators?

Your homeowners insurance covers your home structure.


Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?

Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.


Can homeowners' insurance cover a home owned by two ladies?

Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.


What if you don't have homeowners insurance?

If you don't carry homeowners insurance and you have your home financed, you are breaking the contract and your bank will take out a forced place policy to cover their interest in the home and you will have to pay the premium which is far more than a homeowners policy. If it's not financed, you take the entire risk of loss upon yourself.


What kind of insurance do you get when you buy a home?

It's called Homeowners insurance.


Does homeowners policy cover the cost of plumbing repairs?

Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.


What insurance covers homeowners falls in his home?

Health insurance is the only thing that would cover falls of a homeowner in the home. Homeowners insurance is certainly not intended to cover this type of accident.


Is it hard to get homeowners insurance for an inexpensive home?

Inexpensive Home InsuranceNo, It is not hard to get Home Owners Insurance just because your home is inexpensive.


Who is a logical candidate for homeowners insurance?

Anyone who owns a home can benefit from the protection afforded from a Homeowners Insurance policy. Typical coverages offer protection for homeowners from losses known as "Perils" or "Hazards" such as damages from Fire, lightning, wind and hail storms as well as many others.


If there is a great deal of damage done to the roof of your house and no company will finance you will your insurance company help you?

Most homeowners insurance companies do not provide mortgage financing. Any damage done to a home, such as hail, wind, fire, etc. should be covered by the homeowners insurance. If the roof is just "worn out" it is the homeowners responsibility This is considered normal and expected maintenance incidental to home ownership.